EOD Basic 3.0 Almost Ready to be Released!

Written by on · 1 Comment

Photo Credit: Dr. Propaganda I have been working really hard to try and launch my third edition of the EOD Budget. The new version is called EOD Deluxe Budget 3.0, but as I ran into a few speed bumps trying to add more features to it and revamp the entire thing, I decided to publish the EOD Basic 3.0 Beta version so I could give you something sooner. (Deluxe version still to come) I am finishing up a few last minute details right now, but plan on launching it tomorrow. To those who have been patiently waiting for 3.0, I’m […] Read more »

Check Out the PF Comics: Deliver Away Debt Revealed!

Written by on · 14 Comments

Photo Credit: Memory_Freak Jeff is one of my favorite bloggers. I love his passion and desire to get his family out of debt, even if it means he has to sacrifice himself in the process. This is the act of a selfless father and loving husband. An act that comes from wanting to make the family stronger. Becoming debt free is all about your family! This is why I wanted to write Jeff from Deliver Away Debt into the awesome PF Comics series put together by Fred & Jeremy over at Credit Card Daily. This comic also features and/or draws […] Read more »

5 Money Lessons I Learned From My Chiropractor

Written by on · 6 Comments

Guest Post by: Kris Bickell. Photo Credit: Podknox If you’ve ever had back pain, you know that it is a constant struggle. Some days you feel free good. Other days you feel the pain. And you’re always only one stumble, bump, or bend from another painful episode. Unfortunately, for many people it’s the same with money and credit card debt – you have good days, and bad days, but you’re just one unexpected car repair bill, medical expense, or home repair from more financial pain. Sure, the bills may disappear for a while, but the struggle to pay off your […] Read more »

A Contrarian View of Credit Reports and Credit Scores

Written by on · 17 Comments

Photo Credit: Adam_T4 Credit reports and credit scores are useful tools for those interested in estimating the credit worthiness of others. Many of us have worked hard to establish credit and keep our scores in the upper range so we’re viewed favorably. This indicates to others that we’re a good credit risk. It’s an important accomplishment because we know that having an undesirable credit rating can: adversely affect our ability to get a loan; result in being declined an offer of employment in certain job sectors; prevent us from qualifying as a tenant; and, interfere with being issued a security […] Read more »

If Someone Paid You $500 to Improve Your Finances, Would You Be Interested?

Written by on · 9 Comments

Ahhh, Friday Has Arrived!! As most of you tidy up your workspace, and prepare for the weekend ahead, the last thing you might be thinking about is how to better manage your money. In fact, some of you may be schematizing (yes, it’s a word) your way into a brand new car, a state-of-the-art plasma, 3D, blu-ray, movie theater-sized television, or some special gadget that is going to take you to the moon. That’s fine if you have your ducks in a row, all accept for the new car of course. (buy used) BUT…what if you’re living paycheck to paycheck […] Read more »

How I Saved $168.17 On A Recent Purchase!

Written by on · 2 Comments

Are you looking to save lots of money by getting huge bargains on merchandise? I don’t know many people that would say no to that question, but I want to make something clear right from the beginning. I’m not an advocate for mass consumption, especially just because you are able to get a huge discount. I am of the opinion that if you need something, it’s just really nice to save money in the process. Today, I am going to share something with you that I have found to be a great resource in helping my family and I save […] Read more »

Debt Free News From A Debt Free Reader #10

Written by on · 3 Comments

Time again for another Debt Free Friday! This one comes from a friend of mine that I met on the FPU forums, and we’ve been friends ever since. In fact, she started out as one of my accountability buddies. We kept each other motivated throughout our debt free journeys. Golda has been an awesome friend to me during this time! Are you working on becoming debt free? Ever feel unmotivated to continue what you know you should in order to get your finances in order? Perhaps finding someone with the same goals and values as you would be beneficial. It […] Read more »

Buy I’m Debt Free the Game, and Help Support Big Brothers Big Sisters

Written by on · 11 Comments

Have Fun on a Budget Don’t like to read? Buy the “I’m Debt Free” game RIGHT NOW, so I can give 100% of my earnings to Big Brothers Big Sisters!! If you are a subscriber to Enemy of Debt then you are either working really hard to become debt free, or you simply enjoy my passion-filled rants on why debt freedom rules. If you are one of the few in this country that actually acknowledge debt to be a problem, and you are trying to get rid of it yourself, chances are you are making some less than favorable sacrifices […] Read more »

Cleaning Up After a Mess (Apology and Forgiveness)

Written by on · 3 Comments

Hello everyone, I hope you all had a terrific Easter Sunday! Today, I am starting the launch of the Love Everyday e-book tour. Each week, another piece of this great free resource will be hosted on each contributor’s respective blog. My contribution might not appear to be related to money, but I assure you it is–even if indirectly. Money fights are something we all face when dealing with money, and the aftermath of those money fights determine our financial success or failure. If you don’t know how to apologize to or forgive your spouse, this money thing will seem impossible. […] Read more »

Uncovering a Scam That Saved Us $1700!

Written by on · 23 Comments

As most of you know, we are selling our house. We are looking to become completely debt free and cannot wait to rid ourselves of this tremendous burden. With that said we are also looking for that one of a kind rental deal that pops up from time to time. There are special circumstances everywhere where people are looking for someone to care for their house in exchange for cheaper rent. We are aiming for rent between $800-$1000 per month. We responded to this ad: We have learned that when things sound too good to be true, they usually are, […] Read more »

When You’re Tired Of Being Broke, You’ll Start Saving

Written by on · 35 Comments

If you were to ask people why they do not have any savings, you would likely here a multitude of excuses. You say reasons, I say excuses, and here’s why. If saving money was important to you, and not just a feel good line to help cover up your lack of priorities, you could save an emergency fund! Sure there might be things that pop up and make it harder, but those things happen to everybody. In Financial Peace University, Dave Ramsey uses an example to support the idea that if saving money was an emotional priority, you would in […] Read more »

Great Financial Advice From The In-Flight Safety Handbook

Written by on · 43 Comments

I know what your thinking. "How in the world can an in-flight safety handbook help me financially?" I want to focus today on one specific part of those instructions. Skip ahead to the part about securing your oxygen mask in case of changes in the cabin pressure. Now I know you're really confused, but bare with me. After hearing many stories of financial struggle, and dealing with the raw emotions that come with it, I want to discuss something that seems to be a pretty common issue among struggling families. I have received more than a dozen comments about this issue just over the past six months, so I finally decided to write about it. Read more »

No More Mondays And Why Everyday Is Friday Now

Written by on · 52 Comments

Hello everyone! Happy Monday! I am going to share some news with you today that I am excited about. We have made a pretty bold, but confident decision that involves my employment. You could say it all started with two books, but really it started at the time I started working. We all dream of doing what we want to do as opposed to what we feel we have to in order to survive financially, but actually doing it is a completely different story. The books that encouraged me to eventually take the plunge was No More Mondays and 48 […] Read more »

The 50 Plates In 50 States Project

Written by on · 38 Comments

Hello my awesome EOD readers! I am very excited to announce something that I have been thinking about for some time now. It’s called “The 50 Plates In 50 States Project”. Basically, I think it would be SUPER COOL if someone in every state declared their hatred for debt the way that I have. As some of you know, I have already done this myself. So what I envision is for 49 of you, one from each state with the exception of Virginia, to eventually get a personalized plate that reads: Once you have done this, be sure to email […] Read more »