Manage Your Money Final Week – Think Ahead and Stay Determined!

This Weeks Prize Winners! (via Random.org) FPU DVD Lesson: The Great Misunderstanding – Budgeting the Fun Stuff A Gift To My Children by Jim Rogers – Kathleen C. Congratulations to you all! 😀 Manage Your Money Final Challenge So far, you’ve learned about budgeting on paper on purpose, deciphering wants versus needs, the benefits of teamwork and accountability, impulse spending, and the impact debt has on your budget each month. Today we are going to finish the Manage Your Money challenge by talking about two things; thinking ahead and keeping the determination alive. Both are important because without either, you […] Read more »

Have You Heard About J Money’s Very First Love Drop?

Hey everyone and Happy Monday to you! For all of you enthusiastic Manage Your Money participants, don’t you worry, I will be posting another post a little later. I wanted to post this to help spread the word about my boy J Money’s Love Drop over at Budgets Are Sexy! He has teamed up with Nate from It Starts With Us to bring you the very first Love Drop, where the goal is to help someone close to us in the blogging community who is struggling financially. If you have an extra $1, $5, $10, or whatever you chose to […] Read more »

Book Review & Giveaway: Give Me Get Me Buy Me

Give me, get me, buy me! Does that sound like someone you know? It sounds like a lot of people these days which is why this book is so perfect for today’s day and age. The entitlement mindset has to be one of the most self destructive mindsets one could adopt for themselves, yet many do. Today I am reviewing a book written by Donna Corwin and it is titled, Give Me, Get Me, Buy Me – Preventing or Reversing Entitlement in Your Child’s Attitude. Talk about stopping something before it starts, now’s the perfect time to turn things around. […] Read more »

Uncovering a Scam That Saved Us $1700!

As most of you know, we are selling our house. We are looking to become completely debt free and cannot wait to rid ourselves of this tremendous burden. With that said we are also looking for that one of a kind rental deal that pops up from time to time. There are special circumstances everywhere where people are looking for someone to care for their house in exchange for cheaper rent. We are aiming for rent between $800-$1000 per month. We responded to this ad: We have learned that when things sound too good to be true, they usually are, […] Read more »

Manage Your Money Week 4 – GET OUT OF DEBT!

Hello everyone! Welcome to week 4 of the Manage Your Money Challenge! Sorry about the delay for today’s post, but I have been having some serious internet issues and I think even some computer issues as well. EVERYTHING takes FOREVER! My internet will cut off on me in the middle of doing something and I have to wait sometimes for 10 minutes for it to reconnect. Last week was a great challenge and everyone who participated had great responses. Since I didn’t comment myself I thought I would let you know that I first said yes on an impulse purchase, […] Read more »

I Love You…Like A Blogger – Extraordinary Life Edition

Hello and welcome to another edition of I Love You…Like A Blogger. Be sure to check out earlier posts from this series at the bottom. For those of you that are not aware of this, I am part of a great network of bloggers that want to inspire others to achieve the extraordinary in life. (In marriage, life, parenting, finance etc.) Ordinary is no longer cool! We believe there is a lot to reach for, and we want you to follow us on our journey to do the same. You can also check us out over at Extraordinary-Life-Network.com. Below you’ll […] Read more »

When You’re Tired Of Being Broke, You’ll Start Saving

If you were to ask people why they do not have any savings, you would likely here a multitude of excuses. You say reasons, I say excuses, and here’s why. If saving money was important to you, and not just a feel good line to help cover up your lack of priorities, you could save an emergency fund! Sure there might be things that pop up and make it harder, but those things happen to everybody. In Financial Peace University, Dave Ramsey uses an example to support the idea that if saving money was an emotional priority, you would in […] Read more »

My Journey to Financial Freedom | Part 2: The Climb

This is a guest post by my “virtual” friend Dena from Evolution You. I have admired her work for some time now, and am happy to be able to share this post with you here on EOD. It is truly inspirational! Be sure to subscribe to Evolution You so you can receive her awesome updates each week. Enjoy! Three years ago, I was nearly $60,000 in debt. I had a Bachelor’s degree that didn’t appear to be worth its weight in salt and a job that couldn’t cover a fraction of my monthly bills. I was terrified. Today, I am […] Read more »

My Journey to Financial Freedom | Part 1: The Fall

This is a guest post by my “virtual” friend Dena from Evolution You. I have admired her work for some time now, and am happy to be able to share this post with you here on EOD. It is truly inspirational! Be sure to subscribe to Evolution You so you can receive her awesome updates each week. Enjoy! Three years ago, I was nearly $60,000 in debt. I had a Bachelor’s degree that didn’t appear to be worth its weight in salt and a job that couldn’t cover a fraction of my monthly bills. I was terrified. Today, I am […] Read more »

Manage Your Money Week 3 – Death By 1000 Cuts

Welcome to week 3 of the Manage your Money Challenge! We’re half way through the month and I am excited to see how much these challenges seem to be helping you. We were down to only 9 participants last week but I am still so excited. Those 9 are really taking this budgeting stuff seriously, and the comments and openness have been so wonderful. Thank you so much for your participation! Let’s get to it, shall we? 🙂 This Weeks Prize Winners! (via Random.org) Financial Peace University DVD Lesson: Relating With Money – Michelle Dave Ramsey’s Financial Peace Junior – […] Read more »

I Love You…Like A Blogger – Top 10 Referring Blogs Edition

Hello, and welcome to Enemy of Debt. I just want to let you know that if there is any topic you want to see covered on this series please leave your thoughts in the comments section. I will do my very best to find 10 of the best posts on that topic. Now for a quick recap. This was a pretty good week for me. 😉 My Guest post on The Centsible Life – 7 Habits to Highly Effective Budgeting – appeared in the Wisebread roundup. 🙂 Manage Your Money Week 2: Teamwork, Accountability, and Kids Great Financial Advice From […] Read more »

Debt Free News From A Debt Free Reader #7

Hello everyone. Time for another Debt Free Friday!! Today we have with us the author of Debt Free Hispanic. Be sure to check out Fabian’s debt free call to the Dave Ramsey Show. It’s debt free calls like this that kept us motivated throughout our journey. As I’ve mentioned before those calls are why I wanted to start this series. Actually, it’s not the first time I tried putting something like this together. The first time I was a little too optimistic with what probably amounted to 10 or so readers. 😉 It was only my 5th post, but I […] Read more »

The Benefits Of Becoming A Minimalist Are Starting To Sink In

Hey everyone! Since yesterday’s post was so long, and I have two posts for you today, this one will be brief. I just wanted to talk about something that I have been thinking a lot about lately. GETTING RID OF STUFF! I have come to realize that you actually have more by owning less. Getting rid of stuff is almost as liberating as paying off debt. And of course, just like with our debt, it took us a while to realize that it needed to go. We have recently decided to put our house on the market. That’s right, if […] Read more »

That’s Right, The American Dream Is Not What It Used To Be!

Yesterday in a comment left on EOD, I was introduced to this website. I thought it looked interesting enough to share with all of you. Thanks Jude! The American dream is no longer about finding a 9-5 and doing what you hate in order to make it to that retirement utopia you’ve always been told about! Nope! It’s about doing what you love and loving what you do. It’s about using your passion and your strengths to enjoy your place in life—to make a difference. As this video points out; “The time is now to say YES to your success…what […] Read more »