Hello, and welcome to Enemy of Debt. I just want to let you know that if there is any topic you want to see covered on this series please leave your thoughts in the comments section. I will do my very best to find 10 of the best posts on that topic. Now for a quick recap. This was a pretty good week for me. 馃槈 My Guest post on The Centsible Life – 7 Habits to Highly Effective Budgeting – appeared in the Wisebread roundup. 馃檪 Manage Your Money Week 2: Teamwork, Accountability, and Kids Great Financial Advice From […] Read more 禄
Debt Free News From A Debt Free Reader #7
Hello everyone. Time for another Debt Free Friday!! Today we have with us the author of Debt Free Hispanic. Be sure to check out Fabian’s debt free call to the Dave Ramsey Show. It’s debt free calls like this that kept us motivated throughout our journey. As I’ve mentioned before those calls are why I wanted to start this series. Actually, it’s not the first time I tried putting something like this together. The first time I was a little too optimistic with what probably amounted to 10 or so readers. 馃槈 It was only my 5th post, but I […] Read more 禄
Great Financial Advice From The In-Flight Safety Handbook
I know what your thinking. "How in the world can an in-flight safety handbook help me financially?" I want to focus today on one specific part of those instructions. Skip ahead to the part about securing your oxygen mask in case of changes in the cabin pressure. Now I know you're really confused, but bare with me. After hearing many stories of financial struggle, and dealing with the raw emotions that come with it, I want to discuss something that seems to be a pretty common issue among struggling families. I have received more than a dozen comments about this issue just over the past six months, so I finally decided to write about it. Read more 禄
EOD SHORT: Episode 1 – Behavior Meets Reality
One of the most common phrases that people use to validate wasting their money is that they “only live once”. Without getting into any theological and philosophical arguments, let’s just assume that statement is true. You only live once, so my question to you would be this. What are you waiting for? What does it mean to live life to the fullest? It’s obviously a relative statement, and would depend on what someone considers to be “living a full life“. What it means to you, could be far from what it means to me. For some people, it means constantly […] Read more 禄
I Love You…Like A Blogger!
Welcome to my new roundup series here on Enemy of Debt. For almost a year now, I have been looking for a great name for sharing the vast amount of awesome personal finance articles floating around out there. I have finally done it. People like to say, “I love you…like a brother”, so I thought it would be perfect to say, “I Love You…Like A Blogger”. Bloggers have a unique relationship with each other that at times, to me, seems stronger than even some of my closest relationships. Most of us have never even met each other, yet we are […] Read more 禄
Manage Your Money Pre-Challenge Post: On Paper On Purpose
Hello all! I hope you are all excited to be taking part in the first ever Manage Your Money Challenge here on Enemy of Debt. If you have not already signed up, please do so now. I am excited to be working beside you on this. Now before we get started I want to say this. I do not inherently love budgeting. BUT, there are a lot of things that I have to do in life that do not thrill me but are necessary. So I do them. Budgeting can be simple, hard, boring, exciting, or as my good buddy […] Read more 禄
Meet Mrs. Accountability from Out of Debt Again
Today Mrs. Accountability from Out of Debt Again and I are exchanging question and answer posts. Mrs. Accountability is a personal finance blogger who is working to get her family out of debt… again! When you’re done reading her answers here, go on over to her blog to read my answers, take a look around and subscribe to her blog! photo credit Is your spouse a spender or a saver? It’s hard for me to categorize my husband as one or the other, because when I think of a spender I think of someone who is somewhat out of control […] Read more 禄
22 Reasons Why You Should NOT Go Out And Buy Windows 7
Oh my gosh!!聽 Have you heard?聽 Oh my gosh!!聽 I just found out today!聽 Windows 7 just released and everyone is going gaga over “NEEDING” to buy it. Who cares if your current operating system works just fine?聽 YOU GOTTA HAVE IT…RIGHT?聽 We just have to own the newest software, the biggest plasma television,聽 or the highest priced, most advanced cell phones we can find, but WHY? “Oh, oh, oh, I know—pick me, pick me—please pick me, I know the answer!!” Because society has taught you that delaying gratification is a SIN, and that acquiring “stuff” by using good old-fashioned […] Read more 禄
A “Go Green” Personal Finance Challenge
Enemy Of Debt Goes Green! These days it’s impossible to turn your head 1 degree to the right or left without being bombarded by the “green” bandwagon.聽 It has become the marketing slogan of choice and from the looks of it, it has been super successful.聽 Companies have seemingly just had to add the green campaign to their product and people feel good about their purchases. Personally, I think people should adopt a conservation approach regardless of what politicians try to scare us into believing.聽 Global Warming doesn’t have to be real for people to consume less and be more […] Read more 禄
Roundup: You And Your Money Plus A Carnival Edition
The Power Of You I am constantly trying to learn how to better myself.聽 I make mistakes all the time, but it’s what I learn from those mistakes and how I address them that matter the most.聽 As I always say, YOU are the key to making things happen. If you wait for someone else, then you will live life waiting.聽 Live life growing instead.聽 How can you be better? The Death Of Becoming Something by Illuminated Mind The Magic Of Doing Things Slowly by The Happy Self Winning Teams – How To Stop Being A Loser by My Super-Charged […] Read more 禄
3 Proven Steps To Debt Freedom
I receive a lot of emails asking me “where do I begin?”, so I decided to write this blog about just that.聽 One of the most overwhelming feelings for most is in the beginning, when things are not very clear, and you do not know where in the world to start! You are not alone,聽 and like MANY others, I have been there too!聽 There is a reason why it is overwhelming, so I want to discuss some prerequisites before we get started with the 3 Steps To Debt Freedom. Prerequisite #1 – You must STOP […] Read more 禄
Personal Responsibility Starts With YOU
Personal Responsibility Starts With You Not The Government I often talk openly about money, personal finance, and the debt free lifestyle that I so strongly believe in.聽 In fact, I am sure that some people wish that I would just shut up about it.聽 After all, who wants to hear someone making good points about how to live a less stressful life without debt?聽 Because of these conversations I often have, I really get to see where people stand, as well as why they are struggling themselves. It is also hard to have these kinds of conversations without politics coming […] Read more 禄
Hitting A Home Run and Becoming Debt Free Are the Same!
7 out of 10 people live paycheck to paycheck without even blinking an eye. After all, it is what everyone else is doing right?聽 Have you ever tried to do a budget?聽 This blog is about telling your money what to do.聽 It is about getting rid of the debt that keeps you from enjoying life.聽 It’s about having a plan! Do you feel it’s just too late and you have no traction? I am going to show you exactly what it is like to become debt free!聽 I am quickly becoming a part of the winning team, and that […] Read more 禄