Extra Money | Enemy of Debt: Where Behavior Meets Reality

Why Resolutions are Great for Your Well-Being and Your Wallet

Written by guest on January 11, 2012 · Leave a Comment

The New Year is officially here, and with its arrival, thousands of people have started trying to create a better life for themselves through the use of resolutions. While we often focus on the most popular resolutions or the right plan for sticking to them, we often neglect to think about how much money our resolutions could save us. Aside from health and mental well-being, resolutions are also beneficial because they are usually great ways for us to increase our monthly savings, and some are even great for our long term savings plans. So before you reach for that cigarette [...] Read more »

Tags: extra money, health, New Years Resolutions, Wealth, well-being

The $100 Extra Income Challenge

Written by Brad Chaffee on January 2, 2012 · 23 Comments

Happy New Year everyone! I hope you’ve already thought about what you want to accomplish in 2012 with your finances. Are you going to get out of debt in 2012? Regardless of what your financial goals are for this year I want to kick things off with a challenge. When it comes to managing money successfully people have more excuses than they have solutions. Whether it be saving for a rainy day, paying off debt or building retirement there’s always an excuse as to why we can’t do this or that. Usually those excuses have to do with income so [...] Read more »

Tags: $100 challenge, creative income, earn extra money, make a profit, multiple income sources, reject one income

Dave Ramsey Financial Peace University Week 11

Written by Ashley on December 7, 2011 · 3 Comments

This week was about making money, and was my favorite class so far. I'm really hooked on the idea of making more money right now. Dave talked about how we always must be learning new skills and information. Gone are the days of getting a job and working at that one job for 20+ years. He says "Find something that blends your skills, abilities, personality traits, values, dreams, and passions." Well that's the hard part isn't it? He goes on to give tips on job hunting and some tips for getting your resume seen. He says to first research the heck out of the company you are trying to get to hire you. Then send an introduction letter, then your resume, and then follow up. Dave also reminds us that most people find a job through someone they know, not through the classifieds. Read more »

Do You Suffer From (SAD) Stuff Attachment Disorder?

Written by Brad Chaffee on January 9, 2011 · 15 Comments

Photo Credit: paalia Have you made the smart resolution to work on becoming debt free in 2011? If so, congratulations! As many of you know, making the resolution is just the beginning. Resolutions are easy to make, but unfortunately they’re even easier to break. I’ve broken resolutions myself as I’m sure you have too. In the beginning, you’re pumped up about your decision to do whatever it is that you’ve decided to do, but once life, time constraints, and a lack of discipline get in the way, that motivation wanes and we find ourselves giving up on our desire to [...] Read more »

Tags: Debt Elimination, debt snowball, earn extra money, Inspiration, Motivation, pay off debt, psychology, sell your stuff, stuff attachment disorder

Please Stop Saying: “I Don’t Make Enough Money To Do That!”

Written by Brad Chaffee on August 17, 2010 · 35 Comments

Do you often find yourself repeating the words that so many people spout when referring to their financial abilities? I know I have been guilty of using this phrase in my younger years. “I don’t make enough money to do that!” Those words, whether you realize it or not, condemn you to inactivity. They pave the road to nothingness because, quite frankly, if that is your response, then you are in essence claiming that there’s nothing else you can do. That is a mistake, and a tragic one! If you work your butt off at your main job, but you [...] Read more »

Selling on Ebay is as Easy as 1-2-3!

Written by Brad Chaffee on May 15, 2008 · 14 Comments

Are you looking for a way to make extra money? Many people use Ebay every day to do just that. My wife has recently started getting really serious about it and it has paid off big time. The success we have had has started somewhat of an obsession. Here’s why. Since April 10th, my wife has made an extra $329.73. I am certain that there is more than one way to be successful using Ebay, but here is how we are doing it. Step One~ The Setup We set up an Ebay account and signed up for PayPal. PayPal is [...] Read more »

Tags: Ebay, extra income, selling, Tips