DIY Repair: 4 Things To Check Before Replacing Your Garbage Disposal

I thought my Sunday afternoon would be spent replacing my garbage disposal. It had stopped working the day before after washing some food scraps down the drain and turning it on. It made a funny noise, and after turning it off and back on, it ceased to make any noise at all. I figured the motor had burnt out, and that my wallet was about to be burnt to the tune of $80. Garbage Disposal Troubleshooting I mentioned my situation to my neighbor, who gave me a few suggestions to try before heading to the hardware store to buy a […] Read more »

When Going into Debt Can Pay Off

One thing that we are constantly told throughout our lives is that debt is a bad thing. Although this is true in a majority of cases, this blanket statement isn’t necessarily factual.   Going into debt can be a good thing and in a handful of cases, it can help you further yourself. Although this may sound confusing, you can learn more by reading below.   1 – Going to College or University To improve your chances of finding a well-paying job, you should go to post-secondary school. However, it can be difficult to go to college or university if […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/15/19

This weekend’s project is to put up additional shelving in our mechanical room. I have two rebate certificates from Menards totaling about $100 I earned from purchases made during the summer.  Menards commonly has 11% rebate promotions, and one just happened to coincide with some larger purchases I was making anyway.  I’ll get something knocked off the “honey-do” list, and it won’t cost me a single dollar.  Can’t beat that! Fist pump for FREE shelves, AND my favorite posts of the week! Posts That Make Me Fist Pump Money-Saving Tips For College Students from FruClassity Best Christmas Gifts For Under […] Read more »

Teens And Money: Bills My High School Daughter Pays

  Teaching children financial skills is crucial to their success with money as an adult. However, it’s also a parent’s responsibility to provide necessities of life and opportunities to participate in activities that will create well rounded individuals ready to take on the real world. Parents have to find a balance between providing their children with a comfortable life and teaching financial responsibility. Below I share the major categories of what my wife and I expect our daughter, who is a high school senior, to pay for using income from her of her part-time job, and what we supply for […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/8

I’ve got another exciting weekend planned, EOD Nation, and it’s 100% FREE! I’ll be spending another weekend reading. Last week it was a book about bourbon, this week it’s a manual from a camera I got for FREE from a program through work in which I received points for going “above and beyond.”  Can’t beat free, and I might even get some good pictures too! Fist pump for free entertainment and my favorite posts of the week! Posts That Make Me Fist Pump 20 Best Side Hustles To Make An Extra $500 per Month from Bible Money Matters Financial Literacy […] Read more »

Are Online Loans Better Than Regular Ones?

Both businesses and individuals struggle with loans. Small businesses especially have it bad when it comes to applying for a loan. Banks and lending agencies might deny their application and they’d have to find other alternatives to start or keep themselves in business. Luckily, the Internet has made many services more available and lending is one of them. You can find plenty of online lending platforms like Asteria Lending, SoFi, Upstart, and others. Recently they’ve been getting more attention since they specialize in unsecured loans which are perfect for individuals and small businesses, but is borrowing money online better than doing […] Read more »

Stick To Your Holiday Spending Budget By Using A Prepaid Credit Card

Halloween is over, and we’ve entered the month of November which means the holiday shopping season has officially started. We’ll see countless reminders to avoid overspending and/or going into debt buying gifts. This is great advice, but easier said than done. Prepaid Credit Card Advantages A prepaid credit card loaded with the amount of your holiday budget can help you follow this advice. Here is a list of some of the ways using a prepaid credit card can help keep your holiday spending in check as well as a few advantages it has over other payment methods: No Forgotten Purchases: […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/1/19

I just got an email saying my employer’s vitality incentive program is being discontinued at the end of the year.  I exercise a lot, which earns me points in the program, which then can be traded for merchandise.  Something new will take its place, but I need to make sure I cash in all my points for prizes before I lose them. I traded what I had for Amazon gift cards, and used that to buy a book about bourbon – something I’ve taken an interest in over the last year or so. I know what I’m doing this weekend! […] Read more »

Ways to save money as a sports fan

Sports are one of the great sources of passion for people around the world, as people from all walks of life can band together to support their favorite teams and players. But being a fan of sports can also be expensive, depending on what your interests are and how they align with the prices of tickets and other sports-related items. Fortunately, there are some smart ways that sports fans can save some cash without making any sacrifices to their sports fandom.  Save on gameday food  Food isn’t something that many fans think of as one of the more expensive parts […] Read more »

Saving Money On A Friday Night As A DIY Plumber

Coming out of the bathroom after her morning shower, my daughter told me the bathtub was draining extremely slowly and asked if I could take a look at it. I was certain a monstrous glob of her very long hair was causing the stoppage. I could either pay a plumber to unclog the drain, or I could put on my DIY hat later that evening and save some money.  Little did I know I was in for an adventurous Friday night. YouTube To The Rescue My wife suggested I pour a bottle of Liquid Plumber or Draino down the drain. […] Read more »

How To Hire a Reputable Investment Advisor

  Whether you’re a first-time investor, or you’ve been dabbling in the market for years, a reliable investment advisor can be an asset. However, when selecting an advisor, it’s important to ensure that the person who will be helping you make decisions about your money has a positive reputation. Here are some steps you can follow to assess the reputation of an investment advisor. Do a Background Check Conducting a background check on any advisors or brokers that you are considering working with can help you avoid working with individuals or firms with problematic pasts. These three resources can be […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/25

Last night my wife and I went out with some friends to watch the Minnesota Vikings play on Thursday Night Football.  The four of us went to a local micro-brewery, ate from a food truck that was there, had a few adult beverages, and played football bingo.  Each of us got a bingo card on which the squares contained a football event description (TD, Fumble, Field Goal, etc). If that event occurred, you could mark the spot.  If you got a bingo, you won a free beer.  My wife and I each purchased one beer, and bought food from the […] Read more »

Update: Amazon’s Return Process Used To Be Easy, Now It’s Almost Effortless

Returning items ordered online can be an intimidating process, and somewhat worrisome until you see the refund posted to your account. Close to two years ago I wrote an article outlining how easy it was to return things to Amazon, however I just had an experience that had me shaking my head. It’s actually gotten EASIER to return things to Amazon and you can have your refund almost immediately. I had ordered some costume items for my daughter for her use in her cheer team’s themed homecoming float. Some of the items did not arrive in time for her to […] Read more »

How to Put Gold in Your IRA Account

  It’s been said more than once that diversification is the key to successful retirement planning. In this case, diversity exists between a traditional individual retirement account (IRA) and a physical gold IRA or what’s referred to as a self-directed individual retirement account (SDIRA). SDIRAs offer an investment opportunity into precious metals like gold and put the account holder in charge of the investment decisions. It’s worth the time and financial security to work with an investment management expert to help create and develop a rewarding SDIRA plan. Setting up the Account Check the traditional IRA policies, not all traditional […] Read more »