Debt Free News From A Debt Free Reader #16

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Happy Friday everyone! Right now I am enjoying myself on a fishing trip with my father-in-law, so I hope I catch some yummy fish! Have a great weekend, but before you do, I hope you enjoy this wonderful and inspiring debt free story. I love these kinds of stories!! I checked out Our Debt Free Path and knew immediately that these were my kind of folks. They are passionate, and best of all, they too, are doing the Total Money Makeover! Whether you like Dave Ramsey or not, you have to admit the guy has an awesome game plan for […] Read more »

How To Dress Nicely On A Budget

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This is a guest post by David Bakke Photo Credit: beckyjohns7 Up until recently, I always had the luxury of having the majority of my clothes purchased for me, either by my mom when I was younger, my wife when I was “grown up,” and by family and friends during the gift-giving holidays. I know, it sounds like I’m really spoiled or something, but in actuality, all of these close people in my life have always enjoyed shopping for clothes for me. Yup, I’m a pretty fortunate guy! However, my wife got a full-time job two years ago that made […] Read more »

O Emergency Fund, Emergency Fund! Where For Art Thou Emergency Fund?

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Have you ever had a true emergency fund before? They say, once you go emergency fund you never go back. Having my beloved emergency fund in my life has been amazing, and I became a better person for meeting her. Ever since the first day I laid eyes on my one true emergency fund, I new I was a changed man. The way she comforted me and made me feel all safe and fuzzy inside. I got butterflies whenever I would think of her. I just knew she was the one! Can you tell I’m struggling? My emergency fund was […] Read more »

Debt Free News From A Debt Free Reader #15

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Happy Friday! Sorry for the delayed post but last night was spent celebrating Noah’s first birthday. We went on an intense hike on the Blue Ridge Parkway here in Virginia, and I was pretty beat last night. It was a fun day though and definitely worth it! Now let’s get to business. Becoming debt free is no less fun! Our next submission comes from someone I have known since taking on my own debt free journey. We have kept in contact over the years and now he is finally debt free himself! Congratulations Chuck! It was a long hard fight […] Read more »

The Scariest Halloween Costume EVER!

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Photo Credit: Halloween Express An Enslaved Debtor complete with bondage. (A person in a suit or dress, with mini cars, school books, shopping bags, bank statements and Starbucks coffee cups glued to it, while sporting the provocative shackle and handcuff accessories.) Seriously though… How special is your Halloween celebration? Do you go ALL OUT, or do you save your greenbacks for some Christmas shopping? According to a survey by National Retail Federation (NRF), Americans are expected to spend 5.8 BILLION dollars this Halloween. That’s not even close to what will be spent on Christmas, but this number surprises me because of […] Read more »

Introducing EOD Basic 3.0: Made for Newbies, but Perfect for Everyone

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The day has finally come! HERE–> EOD Basic 3.0 is RIGHT HERE!! <–HERE This one is lighter than the deluxe version (still to come), so I called it EOD Basic. I created it with newbies in mind with a step-by-step process to help you from beginning to end. I am confident that you will love this version. With 2.0, the first reaction I usually got when showing it was: “ohhhh…ummm…yeeaaahhh, where…do…I…begin? In their very best Bill Lumberg impression. 2.0 was great and certainly comprehensive enough for the nerd balls like myself, but I have to admit at first glance, it […] Read more »

EOD Basic 3.0 Almost Ready to be Released!

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Photo Credit: Dr. Propaganda I have been working really hard to try and launch my third edition of the EOD Budget. The new version is called EOD Deluxe Budget 3.0, but as I ran into a few speed bumps trying to add more features to it and revamp the entire thing, I decided to publish the EOD Basic 3.0 Beta version so I could give you something sooner. (Deluxe version still to come) I am finishing up a few last minute details right now, but plan on launching it tomorrow. To those who have been patiently waiting for 3.0, I’m […] Read more »

Check Out the PF Comics: Deliver Away Debt Revealed!

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Photo Credit: Memory_Freak Jeff is one of my favorite bloggers. I love his passion and desire to get his family out of debt, even if it means he has to sacrifice himself in the process. This is the act of a selfless father and loving husband. An act that comes from wanting to make the family stronger. Becoming debt free is all about your family! This is why I wanted to write Jeff from Deliver Away Debt into the awesome PF Comics series put together by Fred & Jeremy over at Credit Card Daily. This comic also features and/or draws […] Read more »

My Story: A Mortgage Nightmare Confession

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Have you ever looked back in time and wished you could do something all over again, or not at all? Hindsight always objectively highlights mistakes that we make, and often causes us to play the “if I knew then what I know now” game. Fortunately for us, this story has a light at the end of the tunnel. If anything, we learned a very valuable lesson in home ownership, specifically in terms of getting the right mortgage. As most of you know though, my wife and I decided long ago that once we were free from the bondage of mortgage […] Read more »

Tuesday Top 5 Roundup: Government Lies, Creative Accounting, & Who You Know

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Photo Credit: Fovea Centralis Live and Learn: 5 Tips to Make Your Kids Financially Smarter – Currency (written by Len Penzo)  This is my VERY FAVORITE article! Great one Len! Married Money Management Step 4: Pay Off Your Debt (Damn It!) – Engaged Marriage Dustin and I go way back, and one of the reasons why is because this dude has some passion. You can guarantee that if you are reading a post he has written you are definitely getting fired up about it. Marriage is his forte, but as you will see, personal finance is no stranger to him. […] Read more »

Dessert Before Dinner? Why America Sucks At Managing Money

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Photo Credit: Memory_Freak Have you ever wondered why America sucks at managing money? We’re not exactly a country that’s living off of table scraps ya know. We’re considered by most to be a prosperous nation. That may be true in terms of what we have compared to other countries, but certainly not true in terms of how we manage it. When it comes to the money and financial planning department, most Americans appear to be lacking! In America debt is a WAY OF LIFE! From the Joneses to [insert name of Government Bureaucrat here], America has lost its way. People […] Read more »

Debt Free News From A Debt Free Reader #14

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Welcome to Another Debt Free Friday Baby! This next debt free blogger is an inspiration, and quite frankly, I like her style. She is something that doesn’t seem to go together these days; young and financially savvy. Something else that I find interesting is how she embraced minimalism to combat her prior spending habits. My wife and I have felt the liberating feeling that comes with getting rid of our crap, and recently made great money doing it. I am definitely a believer that less is actually better! The other thing I like about FB is her nomadic side. I […] Read more »

Debt Snowball Pro App Giveaway (iPhone & iPod)

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If you have been a fan of Enemy of Debt for anytime at all, then you know I became debt free by using the debt snowball method. I didn’t have an iPhone, iPod Touch, or an iPad when getting out of debt, but if I did, I would of definitely loved being able to track my progress using this App. Thanks to Matthew King, today I will be giving away Five Debt Snowball Pro Apps to help you manage and track your debt elimination progress with ease. There is much controversy in the financial world about which technique should be […] Read more »

It’s True, I Get Paid to Write for American Express

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American Express? Yep, You Read That Correctly I was recently contacted by someone who wanted to know if I would be interested in getting paid to write articles geared towards helping young people become more financially responsible. I responded with interest and wanted to know more. When I found out that the new site called CURRENCY, was being developed by American Express and Federated Media, I chuckled at the irony, but the timing couldn’t have been better. Currency Launched on Tuesday. Here are two of my published articles: Looking for a Job? Get Creative Going Back to School? Don’t Ruin […] Read more »