Amazon Makes The Online Return Process Easy and Worry Free

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Doing most of my Christmas shopping online was unbelievably convenient, but there was always one thing about the process that worried me. What would happen if something had to be returned? My mind would instantly create a scenario in which it was nightmarish, hard process which would take months to get my money returned. Fortunately, the process was simple and I got my money credited quicker than I would have imagined. I ordered from Amazon a ski jacket my son had picked out, as he wanted to go skiing with his friends. When the coat arrived it didn’t fit right. […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/30

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As 2016 winds down, I would like to take a moment to thank you, the readers of Enemy Of Debt, for another fantastic year.  I encourage all of you to take a few moments to reflect upon how your finances have played out in the past year.  Think about what went right, and what could have used some improvement.  Enter 2017 with your eyes wide open regarding what you have to do to meet your financial goals! Fist pump for the new year! Posts That Make Me Fist Pump Costco Vs Everyone Else from See Debt Run My husband didn’t […] Read more »

Save Money On Your Home Improvement Projects With The Sherwin-Williams Paint Perks Program

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When the cashier asked if I wanted to join their rewards program, I agreed and filled out the short form.  But I wondered if it was really going to benefit me, or if it would simply add to my email inbox clutter. But joining the Sherwin-Williams Preferred Customer Paint Perks program was about to save me big on my latest home improvement project. I was beginning a project to give my son’s bedroom a new look, starting with a fresh coat of paint. I had seen a color I liked at a restaurant, and ended up getting the name of […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/23

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There are only a few more days until Christmas, do you have your shopping done?  I have a few small things I’m picking up yet today, but otherwise I’m ready to go.  To put a cherry on top of the holiday season, it’s currently snowing outside, and we’re planning on doing some additional holiday baking this afternoon. Feels like Christmas, looks like Christmas…….FIST PUMP! Keep ’em up for my favorite posts of the week!  Posts That Make Me Fist Pump What I Want My Kids to Know About Money from Club Thrifty 6 Expenses That You Should Review in the […] Read more »

A Frugal Fun Spa Night For Teens

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If you are or have been the parent of a teenager, you know they love to hang out with their friends, but finding new, fun and exciting things to do is sometimes a challenge. My daughter enjoys having her friends come to our home, but she’s constantly worried that they always do the same thing and tries to come up with ways to make each get together unique. Whenever possible, my wife and I try to find inexpensive ways to help her out and this weekend we had the opportunity to make a sleep over with her friends a night […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/16

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We’re anticipating the arrival of a snowstorm in Minnesota that will dump somewhere between 6-12 inches of snow on us between today and tomorrow.  In anticipation of not being able or wanting to leave the house for the next day or two, I went to the grocery store to pick up some essentials.  Well, that was my intention anyway.  I ended up full fledged grocery shopping.  I guess I should have had a list……. Fist pump for snow storms, and my favorite posts of the week! Posts That Make Me Fist Pump What Can I Pay Out of My HSA? […] Read more »

Nobody Cares About Your Insurance Benefits But YOU

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Don’t think for an instant that insurance companies care about saving you money on your medical expenses. It’s your job to make sure they cover everything your plan provides, and that the money actually gets where it’s supposed to go. If you don’t, you could pay hundreds or thousands of dollars too much out of your pocket. My daughter got braces on her teeth earlier in the year. Our insurance provides orthodontic coverage of 50%, with a lifetime maximum benefit of $2500. Each month the orthodontist sends the insurance company a bill for $229 and in return the insurance company […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/9

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I’ve held off as long as I could, but I can’t prevent it from happening any longer. I’ve knocked out a HUGE chunk of my Christmas shopping by just sitting in front of the computer, typing and clicking, then waiting for the packages to arrive.  Unfortunately I’ve reached the point in the program where I need to go to physical brick and mortar stores to complete my shopping.  Wish me luck.  How much of your shopping have you done online this year?? Fist pump for online shopping, AND my favorite posts of the week! Posts That Make Me Fist Pump […] Read more »

Subway Is Paying For My Lunch For The Next Few Weeks

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It was a great feeling knowing I was about to save some money. That was the thought going through my mind as I paid may bill at Subway over the weekend. Saturday Subway for lunch is a tradition in my family, and I’ll be getting a free sub every time I go to Subway for the next few weeks, until the current promotion ends. The Promotion Subway is running a promotion in which customer’s get a free six inch sub sandwich if a $20 gift card is purchased. The cool part of the promotion is that the customer can get […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/2

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Happening this weekend is the annual Pizel family Christmas season kick-off.  We’ll put up the tree, as well as decorations around the home, and then watch National Lampoon’s Christmas Vacation.  After these activities are complete, it is officially the Christmas season.  The entire family enjoys it, it’s time we spend together bonding and making memories, and it doesn’t cost us a cent! Get your fists up for fun, inexpensive family time AND my favorite posts of the week! Posts That Make Me Fist Pump Seven Reasons Being Frugal is Awesome from Club Thrifty 13 Costco Money Saving Hacks That Save […] Read more »

How Costco Can Save You Money On Gasoline Even If You’re Not A Member

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One of the selling points of a Costco membership is that members can fill up their tanks for less at Costco. People shell out their $55 membership fee believing they’ll make up the fee simply by buying gas at Costco. The good news for people not interested in a Costco membership is they can take advantage of Costco gasoline prices without even being a member. Over the weekend I discovered something I’ve coined, “The Costco Effect.” My gas gauge was hovering just above ‘E,’ and I was looking to fill up. I checked prices on my way to the gym […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/25

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Happy Black Friday, EOD Nation! Once again I saved hundreds of dollars with my Black Friday shopping.  I saved hundreds because I didn’t go.  I slept in, and both my mind and my wallet are well rested.  I did pick up a paper, and will look through them this morning and if there’s anything of interest as part of an all day or weekend sale.   Did you go Black Friday shopping? Fist pump for a great night sleep, and for my favorite posts of the week! Posts That Make Me Fist Pump 5 Reasons I’m Skipping Black Friday This Year […] Read more »

I’m Not Spending a Penny On My Wife For Christmas, and She’s Going To Love It

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I’m not spending a penny on my wife for Christmas this year, and she’s going to absolutely be thrilled about it. With the holidays approaching, conversations of gift ideas are being had between spouses, family members and friends. My wife and I were having a discussion about tasks that needed to be done yet to prepare for hosting Thanksgiving at our home. She got a little off topic, listing other less Thanksgiving critical tasks she wanted to have done. Sensing I was about to go into my usual speech about prioritization and doing only the things absolutely needing completion by […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/18

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My wife and I are hosting Thanksgiving at our home next week, so this weekend is all about prep work. A local grocery store is having it’s traditional “buy a ham get a free turkey” sale.  I’m all about taking advantage of that deal.  Additionally, I’m firing up my smoker and making a brisket.  Are you making a Thanksgiving meal this year?  How do you keep the cost down?   Posts That Make Me Fist Pump How To Talk To Your Spouse About Money from MoneyNing Are You Wasting Time To Save Money? from Boomer And Echo How Budgeting Changes […] Read more »