Done Living Paycheck to Paycheck? It’s Up to Us!

Vonnie and I had made quick work of reviewing and revising our spending plan for the remainder of the month, so we started work on our finances for the first half of November. “I think we should put something in savings,” she said. I was caught off guard and surprised when Vonnie said these words. Not because she said them, but because I knew it was possible. For so many years, it has been so different. We’ve been living paycheck to paycheck for our entire marriage, and up until we enrolled in our debt management plan we supplemented our income […] Read more »

I Love You Like a Blogger Roundup – 10/19

The second Presidential debate was held this week, and as was the case with the first one and the Vice Presidential debate, Facebook and Twitter were alive with comments.  When it was all over, there was a lot of discussion about who “won” the debate.  Both sides claimed victory of course.  Since it’s all very subjective with your point of view, there really is no clear cut winner. Maybe one day there will be a way to determine who actually won a Presidential debate, but in the mean time there should be no question in anyone’s mind that the below […] Read more »

I Improved My Marriage by Talking About Money

I was describing how I used to hide our debt from my wife this past Saturday in an interview with Gerri Detweiler on Talk Credit Radio, when I said the words: “I betrayed her trust, and it’s taken a long time to recover from that.  In fact, we’re still recovering from it.” I may have typed similar words before in a blog post or two, but I don’t recall ever ever having said the words out loud. I didn’t particularly like how they sounded, but they were true.  The magnitude of our debt had been a huge secret for many […] Read more »

I Love You Like a Blogger Roundup – 10/5

After last week’s marathon (which I finished in 4:05:47), I’m looking forward to staying at home this weekend and having poker night with the guys in my neighborhood.  It’s always a good time.  I’m also going to fire up the smoker and make something on Sunday to eat while I’m watching football.  I’m thinking baby back ribs, what do you think? Speaking of things that are smokin’  here’s my favorite posts from the past week: Favorite Posts: If Something Looks Too Good To Be True, It Probably Is from Money Beagle Stalking Property Tax Records found on PTMoney Jokes on […] Read more »

Life is about Experiences, not Money

Yesterday, I ran the Twin Cities Marathon for the third time. I’m not an elite runner, so my goal isn’t to win, but to simply finish with the best time possible. But I approached this one a bit differently than the previous two. I wanted it to be about more than just an internal struggle to finish. I wanted to fully experience everything the marathon had to offer. Marathons across the United States have become more than just a race, they have become events with cheer zones, bands playing along the way, people dressed up in costumes and spectators with […] Read more »

I Love You Like a Blogger Roundup – 10/5

This Sunday I’ll be running the Twin Cities Marathon. Yes, I’m voluntarily running 26.2 miles. I’ve been training for the last year, so there’s quite a bit of anticipation for race day to come. Very similar, I’m sure, to the anticipation you’ve been feeling the past few days for this week’s EOD roundup. Here’s my favorite posts of the week: Favorite Posts: How to Get Your Spouse on Board Financially (Our Story) from Dr. Jason Cabler at Celebrating Financial Freedom The Great Debate: Kids and Money Matters from Suzanne Cramer at Straight Talk On Debt Lifestyle Inflation – What To […] Read more »

I Will Now Cease Any and All Complaining

It was a 30 minute ride to and from the office during my two week stay in India, and since I wasn’t driving I had a lot of time to look at the scenery. I was surprised to see empty lots in the middle of a metropolitan area of millions of people. The driver told me that owners don’t want to leave their property empty for very long, or they’d end up with squatters which are almost impossible to get rid off. He pointed at just such an empty lot, which was dotted with small tin shacks covered with blue […] Read more »

I Love You Like a Blogger Roundup – 9/28

It’s the last Friday in September. Whew! I don’t know about you, but it has been an action packed month. Four weeks ago, I was returning from my India business trip. Three weeks ago I was at #Fincon12. Two weeks ago I had gone to CareOne’s headquarters. After a recovery week, I’ve spent this past week playing catchup at work, and with my writing. We’re all busy, so I wouldn’t blame you a bit if you didn’t have time to check out all the financial blogosphere has to offer. But not to worry, that’s why I keep close tabs on […] Read more »

What Kind Of People Live Without Credit Cards?

Businesses have stopped taking checks, and we’re constantly being bombarded with offers for credit cards that offer low introductory interest rates and rewards point programs of some sort. Some experts even tell us jumping on the credit bandwagon to build up a healthy credit score is a necessity. It seems as if we are being pushed towards swiping a card to make our purchases. But is it possible to ignore all of this and live a credit card free life? My friend Brad Chaffee, founder of this site, is dedicated to living a credit free, cash only lifestyle. While he […] Read more »

I Love You Like a Blogger Roundup 9/21

Happy Friday, EOD Nation! I’ve been bursting with excitement anxiously waiting being able to share with you my favorite articles from the past week.  There have been some great ones, so I don’t want to waste anymore of your time – let’s get to the list already! 4 Steps to Avoid Financial Infidelity  from Dr. Jason Cabler via Kylie Ofiu Definitions Of A Middle Class Income: Do You Consider Yourself Middle Class? from Financial Samurai 14 Things I learned On Debt Management from a fellow customer of CareOne Debt Relief Services who is literally DAYS away from being debt free. […] Read more »

Visa GiftCard: Bad Birthday Present?

With the clock reading 11:20am, we didn’t have much time to get a present for the birthday party Tori was invited to at 1:00pm. Scrambling, we asked our daughter what her friend might enjoy receiving as a gift, but unfortunately she couldn’t come up with much.  The one good idea she did give us was a gift card to a popular clothing store for kids, but we didn’t have the time to go to the mall to get it.  Vonnie suggested getting the birthday girl a Visa gift card that could be spent practically anywhere, further stating we could even […] Read more »

Link Love 9/15

My whirlwind month of travel has come to and end. In the last 30 days I’ve been to India for work, Denver for the Financial Blogger Conference, and to the Baltimore area for an event with CareOne Debt Relief Services. Each one of these has been a unique, once in a lifetime experience. Along that same train of thought, these five blog posts are also unique and one of a kind articles that you should definitely read this weekend. I command you to do so. I’ve heard that women swoon for guys that are confident, and assertive.  Ladies, how’d I […] Read more »

Chase Put Me On the Road to Financial Recovery, But it Cost them $100,000,000

I recently received an unexpected letter in the mail from a law firm. Curiously, I opened the envelope, and read the title of the enclosed letter: Notice of Proposed Class Action Settlement and hearing to Chase Credit Cardholders I was instantly reminded of the terror that I felt back in June of 2009 when we received five identical envelopes in the mail from Chase; one for each of the credit card accounts we had with them. The letter inside stated that terms of our accounts were being changed, and the minimum payment percentage was being increased. Our monthly payment was […] Read more »

I Love You Like a Blogger Roundup 9/07

This weekend I’m attending the Financial Blogger Conference in Denver.  Wednesday and Thursday were days to reconnect and network with other bloggers.  There was also the 3rd Annual Plutus Awards where Enemy of Debt won for “Best Debt Blog.”  Congratulations to TeamEOD for this very special accomplishment!  I feel very honored to be part of Enemy of Debt! Here are some other award winning posts (in my opinion) that you should check out this weekend! Leaks in Spending from Net Worth Journey What’s The Point Of All This?  from Financial Uproar How To Score Free Money From the Airlines  from […] Read more »