Saving Money on Senior Pictures

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My daughter is on the cusp of beginning her senior high of high school. Traditionally, many parents have senior pictures taken to commemorate this milestone of their child’s life. We did exactly that for our son a few years ago, paying a significant amount of money for a professional photography session and pictures. We decided to go a different route with our daughter. Friend Photographer We gathered a list of recommended photographers, but I suggested a friend of ours. Photography was her hobby, but she had taken pictures of our family a few times in the past and her work […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/30/19

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I’m working from home today, waiting for Best Buy to deliver a new chest freezer.  The gasket and lid liner are cracked and breaking apart.  While it still works, there’s a huge ice chunk forming in the lid and it doesn’t seal well.  We need to do something about it eventually, and we found a new one at a great price.  Still, it’s not much fun spending a couple hundred dollars on something that provides zero value add to our lives over what we currently have. At least we know we’ll have space to keep frozen goods for years to […] Read more »

How to Avoid the Worst Outcomes

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foreclosure and bankruptcy

The struggle to live free of debt can be incredibly challenging. Sometimes, you just might not manage a few things. Your credit score can suffer. You could miss a few payments. Because everything is connected by money, your home and future could be threatened by poor debt choices. Let us help you avoid the two worst possible financial outcomes: foreclosure and bankruptcy. Foreclosure Avoidance A foreclosure happens when someone doesn’t pay the lender for their property. Usually, a person will miss a few payments and the bank will decide to foreclose on the property. This means the bank will repossess […] Read more »

Saving Money Hack: Making A Hotel Reservation

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Hotel reservation lines connect you to a central call center. These call centers handle reservations for all locations of a hotel chain. This is efficient for the hotel chain, but not necessarily for the customer. In fact, many times travelers get better rates by calling the hotel front desk directly. Front Desk Service My wife and I need a hotel room for an upcoming marathon. We are late in trying to get a room, so we anticipated difficulty. She checked the availability online for a hotel within walking distance of the finish line, not surprised to find no rooms available […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/23/19

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My daughter, who will start her senior year of high school in just over a week, has orientation today for her new job as a certified nursing assistant (CNA). Her place of employment is less than two miles from our house, she’ll be making good money, the hours are flexible, and it’s in her desired career field. She’s already been accepted at one university with a great nursing program, and is waiting to hear back from another. Huge fist pump for bright futures, and my favorite posts of the week! Posts That Make Me Fist Pump Best Cheap Cell Phone […] Read more »

Saving Money Hack: Renting A Uhaul

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Life is full of opportunities to save money. Keep your eyes open, ask questions, and you find them all around you. I found one at U haul that cut the cost of a trailer rental in half, simply by slightly altering the time I picked it up. Two Nights, One Day Fee I needed a trailer to transport my smoker to a BBQ contest and Uhaul had exactly what I needed. Since the contest started very early on Saturday morning, I planned to pick up the trailer around 4:00pm after work on Friday and return it after the contest completed […] Read more »

How to Create Engaging Videos for Social Media

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Video content is make or break in today’s content-driven world. According to the Aberdeen Group, video marketers achieve a 54% increase in brand awareness and generate 66% more qualified leads each year. By creating video content, your business is much more likely to meet sales, marketing, and lead goals. But in a world where 300 hours of video are uploaded to YouTube every minute, just making a video is hardly enough. The content you create needs to be engaging and unique. It has to be crafted in a way to stand out amongst the tens of thousands of other videos. […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/16/19

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I’m soooo excited about this weekend, friends! I am participating in a BBQ contest at my church.  I’ll spend the entire day smoking ribs and chicken which will be judged later in the afternoon.  Then, the food is fed to neighborhood folks that come to enjoy sliding on a slip-n-slide.  It’s an opportunity for me to fire up the smoker, enjoy the day with other meat smoking enthusiasts, and participate in a community outreach program for my church. Fist pump for BBQ, fun, and my favorite posts of the week! Posts That Make Me Fist Pump 5 Sacrifices that can […] Read more »

3 Things To Do If You Want To Improve Your Credit Score

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Having a good credit score is important. When you have excellent credit, you qualify for great rates and loans to help you afford large purchases such as a house or a vehicle. A low credit score may qualify you for a loan with substandard rates, or it may make you ineligible for the financing you need. Thankfully, it is possible to raise your score over time so you can obtain great loans. If your credit score is lower than you would like it to be, start practicing these three tips to start improving it. Track Your Credit Score Once you […] Read more »

Budget Pro Tip: Oversave Your Purchases

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Don’t buy something unless you have the money in your pocket. That simple sentence is great advice, meant to keep a person from overspending. But having the money to buy something after sacrificing and saving, even after all your bills are paid, may not be sufficient. Personally, I like to oversave large purchases. My wife wanted to order some products online that amounted to a significant amount of money. Knowing we have more discretionary funds in the second half of the month, she asked if it would be better to wait until our middle of the month paycheck. She was […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/9/19

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Happy Friday, EOD Nation! I’m pumped because my monthly budget is about to get an infusion of extra cash.  I have two installment loans with their last payment this month, adding hundreds of dollars to our discretionary funds each month. We haven’t figured out exactly what we’ll do with these funds, but likely there will be a bump to our monthly retirement and emergency fund contributions as well as just having more money in our pockets.  Life is good! Fist pump for cash infusions and my favorite posts of the week! Posts That Make Me Fist Pump How to Afford […] Read more »

Read This BEFORE You Upgrade Your Phone

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The subject matter at EOD is primarily financial. But deeper than that, it’s about living the best life you can with the resources you have. One of those resources is time. Being wise with your money and your time will go along way towards getting the very most out of life. It’s been years since my wife upgraded her phone. Picking out a new phone, activating and paying for it took only a few minutes. Then came the part where my wife expected the employee helping us to link the two phones together and transfer the data from her old […] Read more »

How Investing in Sports Betting Can Help Reduce Debt

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We should start by prefacing this article by stating that you should be an expert in at least one sport, follow it religiously, be adept with sports analytics such as fantasy, and already be experienced with sports betting before trying to use this as a method of debt reduction. We should also mention that this isn’t like typical debt reduction tactics such as consolidation, but rather a way to create a secondary income which can be used to pay down any debt owed. Getting Started Simulation The first thing that you’ll need to do is complete a dry run. What […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/2/19

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I went to get my van’s oil changed and came home with my wallet $150 lighter than expected. I had forgotten my van was also due for a transmission service. Since I’d rather pay for the service than to have a more catastrophic transmission problem, I had it done. It made me think about one of my favorite posts from this week (listed below) about saving for car maintenance.  If only I had followed THAT advice…. Get your fists up for my favorite posts! Posts That Make Me Fist Pump How to Budget the Easy Way from DINKS Finance 5 […] Read more »