Why You Should Borrow Money for Business Expansion

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There are many reasons why businesses borrow money for instance start-ups need money for capital. Other established businesses need money to pay for expenses like rent, new stock, inventory, furniture, and equipment.  They acquire money from establishments like banks and credit unions. For new businesses, obtaining cash guarantees that the business stays afloat until making a profit. Below are benefits you will enjoy when you take credit in order to expand your business. Borrow Money for Credit Building and Other Expansion Projects A strong business credit profile is beneficial to new businesses since it creates credibility, trust and the business’ […] Read more »

Is Bitcoin a Financial Bubble and Does This Matter in All Things Money

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People who like money, and like talking about making it, are currently divided along an issue that is hard limit. It is called Bitcoin; or if we extend it a bit, it brings under the same umbrella many crypto currencies. There are the trusting optimists who dabble and believe crypto currencies are a splendid opportunity to make some money though not all consider these a viable, long term investment. There are also the doubting cynics who are standing on side-lines repeating that crypto currencies are a financial bubble. Which camp do you belong to? I am with the dabblers while […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 1/5

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Welcome to the first blogger roundup of the new year!  I don’t know what 2018 will bring me, but I’m excited to find out.    I’m anxious to continue working on myself professionally, personally and financially.  One thing I do know is that we’re going to keep fist pumping every single Friday! Fist pump for 2018, and my favorite posts of the week! Posts That Make Me Fist Pump 7 Ways to Curb Impulse Spending from Young Adult Money 4 Common Money Myths That Are Making You Broke from Frugal Rules 5 Powerful Financial Goals That Will Strengthen Your Marriage from […] Read more »

What Type Of Dish Washing Detergent Is Least Expensive

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The next thing on my weekly grocery shopping list was dish washing detergent, which found me staring at a wall of products. In that moment I was astonished at how many choices I had to chose from simply to clean my dishes. There are three forms of detergent, single use tabs, liquid/gel and powder and all three come on a variety of brand names. My reflex was to grab the package of single use dish washing tabs I always get, when the question popped into my mind wondering which choice was actually the least expensive. I wasn’t as interested in […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/29

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I’m ready for the new year.  I’m so ready.   I’ve been out of my regular schedule for about a week now, and I’m ready to get back to my daily routine.  The holidays are nice, and I love spending time with family, but I’m at the point now where vacation is actually MORE stressful than normal life. It’s also very difficult to stick to a budget when life is all different.  Who’s with me? Fist pump for everything going back to normal, and my favorite posts of the week! Post That Make Me Fist Pump Don’t Let Money Ruin Your […] Read more »

5 Todo To Prepare Your Budget For The New Year

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We’re all about the flip the calendar to a new year. The new year is a time when people mentally wipe the slate clean and begin working on new goals. This perspective makes it the perfect time to reevaluate your budget and make sure it’s ready to go for the new year. Here are 5 things you should think about when reevaluating your budget for the new year: Health Insurance Any changes in cost to your health care plans (medical, dental, and vision) will take effect January 1st. Changes to the cost of your health care may cause an increase […] Read more »

Friday Fist Pump: I Love You Like A Blogger Roundup – 12/22

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Happy Friday, EOD Nation! Guess who has two thumbs and is done with work for the year?  >>>This Guy!!!<<<  That’s right, yesterday I said goodbye to my cubicle, and said hello to vacation.  For the next 10 days or so, I’ll be spending time with family, enjoying the holidays and relaxing. Fist pump for no more work for 2017, AND my favorite posts of the week! Posts That Make Me Fist Pump Be Like Me And Get Quotes To Save On Insurance from Money Beagle 8 Tips to Be Frugal Without Feeling Deprived from Life And My Finances Is Your […] Read more »

4 Things To Check When Returning Items

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I do it whenever I return something to a store, and this situation was no different. The cashier requested I sign a slip of paper to authorize the return of funds to my debit card, which I did without even giving half a glance to the return receipt. She handed me my copy, and I was out the door. I had no idea how that lack of attention to detail would affect me just a short while later. I was returning some large candles my wife had purchased through the retailer’s website. The cashier scanned my receipt, scanned each candle […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/15

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My daughter injured her wrist last Friday spotting a cheer team stunt at a high school basketball game.  She complained it hurt a little, but we figured she just sprained it.   Unfortunately,  it didn’t feel any better after a few days, so we took her to the doctor.  Xrays showed a slight fracture, so now she has a splint on it for a week or so to help it heal.  She is NOT a happy camper.  I suspect I won’t be a happy camper when I see the bill for it.  The good news is, my health savings account is […] Read more »

Pharmacy Mistakes Can Cost You!

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Medical care is expensive enough, I don’t need mistakes increasing the cost even more. However, that exact scenario almost happened picking up a prescription for my son last week. Had I not noticed it, not only would have cost me money, but it could have compromised my son’s care. I walked out of the pharmacy with a small bag holding a refill of my son’s prescription. As my son drove out of the parking lot, I took the bottle out of the bag noting to myself the bottle was much smaller than the last time I had the prescription refilled. […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/8

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My son is home from college for winter break, which means changes need to be made to the grocery shopping list and budget for the next month.  At school, he has a meal plan that allows him to eat at the cafeteria as much as he wants.  Now that he’s home, I have to account for the extremely high metabolism of a teenage boy by stocking the fridge and cupboards with copious amounts of food at all time.  That being said, it’s great to have him home.  🙂 Fist pump for my son being home for the next month, AND […] Read more »

5 Reasons You Shouldn’t Ignore your Finances This Holiday Season

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Names on gift lists are being checked off, plans for holiday gatherings are coming together, and cash registers are signing their song. We’re right in the middle of the holiday season, and it’s easy to put blinders on, forget the budget and plow through the next few weeks. You just want it to be over, and figure you’ll just deal with the repercussions in January. It’s easy to do, but it’s a bad idea for many reasons. Here’s just a few of them: Can’t Pay Your Bills If you’re not paying attention to your budget, and spend freely on holiday […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/1

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Welcome to December, EOD Nation!  Wait, what?  How did we get to December already?  Since it’s after Thanksgiving, it is now officially acceptable to put up Christmas lights.  We haven’t decorated our house for a number of years,  but I promised my daughter we would this year.  Scoping out lights at Walmart, I couldn’t believe how much it would cost for the number of strands of lights I’d need to decorate the front of my house.   Had I selected LED lights, it would be even more!  I felt a little bah-humbugish shelling out the cash at the register, but hopefully […] Read more »

There’s Always Another Sale

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For all my ranting about sleeping in again on Black Friday, this year I found myself almost being sucked into it’s mystique. I didn’t go out into the craziness of brick and mortar store shopping, but I was looking at the Black Friday laptop sales at a major electronics retailer. I almost spent hundreds of dollars on something I didn’t want. Almost. My daughter’s laptop, purchased 4 years ago, had been a Black Friday door buster that we were able to buy hours after all the insanity of the morning shopping had subsided. It’s performance doesn’t impress a now 15 […] Read more »