To All New Readers: WELCOME! My Guest Post at My Super-Charged Life: A Debt Free Manifesto – 10 Common Sense Reasons To Live Debt Free…read it. Find out what eating pie and becoming debt free have in common! First of all, I would like to thank all of you for taking the time to visit Enemy of Debt! You will find that my main goal here is to help others find financial security through adopting a debt free lifestyle. I hope I can help you too! 😉 Many have said it cannot be done, although a growing number of people […] Read more »
What Is Your Financial Profile?
I often find myself thinking about what someone’s financial profile might be based on certain little facts. Okay so maybe I have been watching a little too much of the show Criminal Minds, but I have started to think I can come up with a financial profile for everyone. Haha! (You know that only knowing about savvy money hacks is not enough, right?) Trust me, I am not an expert, but I could take a shot at it for fun, right? Below I have tried to come up with a profile for the good and the bad. Could I work […] Read more »
Are You Under The Influence Of Debt?
Debt: The Drug, The Dangers, and How To Turn Things Around I would say it is the drug of choice for 7 out of every 10 Americans. Does that make it dangerous? Absolutely! Should it be illegal? I wouldn’t go that far, as I believe in your freedom to conduct your life as you see fit, but what I would say is, that education is the easiest way to combat poor financial choices. I know I will catch some attitude from the “I pay my card off monthly” crowd, so I will add that moderation is key. Actually moderation for […] Read more »
EOD Challenge: Need Motivation To Pay Off Debt?
Have you thought about what it would be like, and what it would mean for your family if you decided to aggressively pay off debt? If you haven’t, I think you should. As someone who has recently become debt free, I can testify to the many benefits that comes with taking the debt free plunge. I am back with another challenge for you to try. Recently I have been thinking of a way to help motivate all of you to become debt free. Doing so, got me thinking about what becoming debt free was like. Becoming debt free: is challenging […] Read more »
The Day Has Arrived!!
I will be sending out an update later today. Expect pictures and a very happy mother and father! Off to the hospital… Read more »
Debt Free News From A Debt Free Reader!
Hello everyone! I would like to introduce you to one of the readers here at Enemy of Debt. Her name is Kelsalynn and she has recently become debt free. She currently writes for kelsalynnfitlog, and she started out with $60,952 in debt with a minimum monthly payment total of $790. Now she is DEBT FREE and can feel the tremendous burden that has been lifted first hand. Her family has more options and her financial potential is remarkable. Kelsalynn used some of the questions from an article I wrote that was intended to be like a self interview. I asked […] Read more »
Getting Back On Track After Getting Knocked Off Course
I am back ladies and gentlemen! I feel like I have been out of commission for too long. First let me just say that if any of you happens to catch the H1N1 flu going around, be sure to go to your doctor within 48 hours. Also, be sure to stay in bed, drink plenty of fluids, take medication, and keep an eye on your temperature. Today is the first day that I have felt better than about 90%. I still have some chest congestion, a slight sore throat, and I am still experiencing a shortness of breath with even […] Read more »
Debt Snowball – Staying Motivated While Paying Off Your Larger Debts
Are you finding yourself feeling frustrated or overwhelmed with paying down a large debt? As I have recently become debt free myself, I understand completely. Our last debt was approximately $9,000, and it took us what seemed like forever to eliminate it. During that time, we often felt we were making little progress, mainly because the “quick wins” motivational boost we had been receiving from paying off our earlier debts was no more. I can’t stress to you enough how important those “quick wins” were to us. I think I might have a solution to this problem that might give […] Read more »
Debt Free News: My Debt Free Journey
Not sure if interviewing yourself really counts as an interview. I thought it would be helpful to some to see what we struggled with and how we handled the task of becoming debt free. Furthermore, if you have any other questions for me feel free to ask them in the comment section. Happy Debt Free Friday! The Enemy of Debt Questionnaire – EOD Question 1: First of all how much debt have you paid off, and when did this journey begin? Are you completely 100% debt free, including the mortgage? We have paid off 26,076.75 and our journey began on […] Read more »
We’re Debt FREEEEEEEE!!!
…20 months in the making. We are finally debt free! Two months to save $2,000, and 18 months to pay off about $26,000! The feeling is amazing! We owe NO ONE but our mortgage company! NO car payments! No furniture payments! No student loans! No more stupid debt for us please! A lot of people dream about this day, but it seems like fewer people actually work towards it! Are you that person? We used to be. We accepted all of the social standards for having and using debt and it didn’t work out. Freedom is so much more sweet […] Read more »
From Car Payment To Clunker To Upgrade
A Little History When we started our Total Money Makeover in January of 2008 with just over $25,000 in debt, not including our house, we made some extreme decisions. I only say extreme because most people looked at me like I was insane. The truth is that I was. I was insane to keep driving a car with a payment. We had a very nice 2004 Pontiac Vibe that we absolutely loved. It was a great car! The problem was that the car had a monthly price tag of $300 a month plus additional costs such as higher insurance and […] Read more »
My Mission Is To Be Debt Free And Fat Free
I Have Been Busy Hello everyone! Sorry about the slow week, but I hope to make up for it this week. I have been busy with other projects and was even able to take a trip down south to visit my sister and her beautiful children. (I even had a little trampoline fun while I was there.) I have some updates for you. Here’s what you can expect from Enemy Of Debt this week: Monday – I upgraded my car, and I am pretty excited to tell you about it. Yep, the blue rocket has been retired, but for good […] Read more »
This Is What Debt Free Looks And Feels Like!
Surprise Double Post!! On Fridays I LOVE To Motivate!! I thought I would give you something to think about this weekend. When you are out this weekend and pull out your plastic companion to pay for something I want you to think about this post. I want you to think about Enemy of Debt. I want you to think about debt freedom. Most importantly I want you to THINK! 😀 You deserve the best and debt is not the best! Where there is no debt there is freedom, and it is greener on the other side. Think Green! 😀 The […] Read more »
David Versus Goliath A.K.A. DEBT
This is a guest post by David from LifeExcursion.com. For those of you who want to read about multiple topics, check out his blogging schedule below. You can also subscribe to his feed here. Monday – Finance, Tuesday – Health, Wednesday – Minimalism, Thursday – Organization, Friday – Reviews (EOD review to come David?) 😀 The moral of his story is that you can kill the beast, you just have to DO IT! Enjoy! David Versus Goliath A.K.A. DEBT Like many of you, I have encountered the demon in the valley. It’s faceless, but we often can’t gain the courage […] Read more »