Motivational Money Management
Do you want to know what motivated us the most when we decided to become debt free? Forget about the BIGGEST motivation, which was the freedom part of becoming debt free. That alone will not get you out of debt. If it did, way more people would be living the debt free life. It's because the goal is too long term for most people, and we are not motivated by what one, two, or even 10 years might be like. We need to see results and fast! Read more »
Hello everyone! I hope you’re having a great week so far! 😀 I just wanted to announce something I am very excited about. In fact, it has been hard not to spill the beans before now, although a few of my closest family and friends know. It’s TOUGH keeping a secret like this one! We’re having a baby, due on October 3rd!! We haven’t yet found out the sex of the baby but like any other time, we’ll be happy with whatever we have — boy or girl. My daughter Caitlin is 15, Isaac is almost 5, and Noah is […] Read more »
This week I will be accepting debt information from all who wish to participate in Enemy of Debt's Race to Freedom. I will be doing this through the week and organizing it as more people sign up. Hopefully, I will have everything by Saturday. Next week, I would like to start this month's challenge. If you are interested in joining this friendly competition, be sure to sign up, then be sure to get me this info as soon as possible. Email me this information at freedom@enemyofdebt.com. Read more »
Happy Monday everyone!! I apologize for taking so long to update you on the "Reality Series"! I was hoping to do so on Friday of last week but ended up battling a power outage due to high winds. The main delay, however, was in trying to work out possible sponsorship. I didn't want to move forward until I found out where I was and now I know. Unfortunately, I was only able to get one company excited about the prospects of my reality series idea. I would like to thank Perkstreet Financial for believing in my very spontaneous and highly ambitious project. (YOU GUYS ROCK!) Unfortunately, in order for it to work in the long term, I needed to have more sponsors on board. Needless to say, sponsorship was a bust this time around. Read more »
Hello everyone and welcome to Enemy of Debt! As most of you know, I recently realized that my actions were not aligned with my goals. This prompted me to fire up the engine room over at Enemy of Fat, but also, to start P90X right now, as opposed to later. My initial goal was to wait until I had lost a few pounds first, then start P90X. It occurred to me that I may have created the prolonged start for P90X because I was scared, AND knew P90X was going to be tough. Although some of my initial decision was […] Read more »
Last night I was taking a closer look at my goals and I realized something. My top two goals in 2011 are to lose weight and to save approximately $15,000 for our big emergency fund and a “newer” used car. As I was considering what I could do to make sure I do something every day that contributes to my success, I realized something. I have a blog, Enemy of Fat, just kind of hanging out in the enchanted land of blogger abandonment, all the while I’m writing for another blog I started called Inside C’ville. That blog does nothing […] Read more »
A recent survey done by the University of Virginia called The Marriage Project found that 29 percent of couples reported that the economic downturn had put financial stress on their marriages. Read more »
I hope everyone is having a great weekend so far. The weather is beautiful here in Charlottesville VA! I just wanted to share with you what’s happening over at Love Drop this month. P.S. The “full accountability video” is coming, it’s just taking longer than expected to figure out all of the technical stuff. I’ll definitely post it next week FOR SURE! Also, for those interested in the reality series, it’s coming along but I’m still waiting to find out about the sponsors. I’ll give you an update as soon as I know something more. 😀 Have a great weekend […] Read more »
Ahh, the controversial subject of buying versus renting. Many of you know where I stand on this topic, but I wanted to share this article with you submitted by a guest contributor that offers a basic, common sense approach. I think the housing crisis has changed a lot of minds about what it means to own a home, but the important thing is that you make the right decision for you and your family. On one hand, right now is a great time to buy a home, but on the other, it might make more sense to rent until your […] Read more »
Photo Credit: thephotagraphymuse This is a guest post written by Pam Greene. Bob was overweight as a child. He continued to gain weight throughout his life until he weighed almost four hundred pounds. When he was in his early 60s, he caught a cold. The cold turned into pneumonia and from there his health took a deathly downward spiral. His kidneys started shutting down. He had congestive heart failure. For a week, he was on death’s door in the intensive care unit in the hospital. Doctors worked feverishly to save his life. Miraculously, they did. Bob never regained his full […] Read more »
Photo Credit: JD Hancock Top 10 Dumbest Things You Can Do With Your Tax Refund Pay for a refund anticipation loan – Pay hundreds of dollars to get your refund faster? Hmmm. You may as well pay the Government to cash out your retirement fund while you’re at it? Buy lottery tickets – Instead just give it to me. I’ll give you 30% back, while making you believe there is a chance you could win big. Waste it on a new car – New cars lose value as soon as you drive them off the lot…duh! NOT use it to […] Read more »
Hello everyone! I do not say this enough, but THANK YOU for reading and continuing to support Enemy of Debt! It really does mean the world to me. This week I received an email that really makes what I do here COMPLETELY WORTH IT! “Hi Brad, Marvelous site! “Enemy of Debt” has not only saved me a tremendous amount of money, but the peace of mind from the extra money in the bank has been life changing! I have been captivated by your blog because the posts are relevant and touch all the ‘real’ areas of my life. Your motivation […] Read more »
Okay, I’ve been racking my brain about this reality series idea. The more I brainstorm the more awesome I know it will be. I need your help though, and I am giving away THREE BOOKS to the reader who helps me come up with a name for this reality series!! I NEED YOUR HELP! Here’s what I have (that I can reveal) and what I need from you — my loyal debt hating readers and soon-to-be audience members of the greatest blog reality series in blog history. 😀 What I Know (subject to change as new ideas or challenges arise.) […] Read more »
Have you ever paid the outrageous cost associated with getting a Refund Anticipation Loan? Guess what? I have been that dummy! (Get ready! I’m feeling…ummm…in-your-face today.) 😀 I’ve been a dummy more times than I’d like to admit, and while we’re all being honest — so have you. I guess the question is this. Are you going to do something dumb *this year* when filing your taxes? If you have done the refund anticipation loans before and do not see a problem with them, let me ask you this? Do you realize that you are giving money away for nothing? […] Read more »