Debt Elimination Reality Series Questionnaire: How Determined Are You?

Welcome to a new week! As you know, I am working on an idea I have regarding a reality series here on Enemy of Debt. I am completely overwhelmed by ALL OF YOU who are seriously interested and I’m super excited about the potential this idea has for a variety of reasons. Thank you for the enormous response I received from last week’s post! Here’s why I am so excited! Enemy of Debt will get some extra exposure, which will in turn lead to more people getting out of debt! 馃榾 The contestants will be motivated by their very real […] Read more 禄

The Super-Charged Guide to Financial Freedom Review

How do you increase the likelihood of you completing your financial resolutions? Reading! That’s right! Reading a book, or books related to the goals you want to accomplish increases the chance that you will succeed. That’s not to say you’ll accomplish what you set out to accomplish by simply reading a book. The book acts as a resource to teach you new ideas, but it also helps you stay motivated with your “eye on the prize!” Depending on your goal, it may take more than one book to help you cross the finish line. I read The Total Money Makeover […] Read more 禄

Looking for 4-6 People Who Are DETERMINED to Pay off Debt in 2011!

Hi everyone! I have an idea — something never done before on a blog — as far as I know. Think of it as the collision of Enemy of Debt and Reality Television (without the television). A reality show blog style? YES! I’m working out the details as we speak, but first need to find 4-6 of the most determined, focused, and motivated people that have decided to pay off debt in 2011! ONLY SERIOUS people need apply! I am wanting to officially launch this by the end of February or March at the latest. Nine or ten months of […] Read more 禄

My Resolutons – Track My Progress!

Hello everyone and happy Friday! Last year I made lots of resolutions but failed to track them throughout the year. This year I am not making the same mistake. That’s why I created a page you can go to whenever you are curious as to how I am doing on the resolutions I set to accomplish. (and to hold me accountable) Hopefully, this will not only help keep me accountable, but will also motivate and inspire some of you to fulfill your own resolutions in 2011! I will be updating this page weekly, monthly, and sometimes randomly depending on the […] Read more 禄

If You’re in Debt, STOP Fueling the Fire…and Win Some Money Too!

I know it seems extreme to cut up your credit cards for the greater good, but what you have been doing so far has got you where you are. Try something different. In any case, you can always go back to your old ways and rack up some more credit card debt -- though I wouldn't recommend it. You have nothing to lose except for your debt, high stress, living paycheck to paycheck, money fights, extreme frustration, bondage, depression, and poor finanial habits to name a few -- and that's right off the top of my head. There are plenty more! Read more 禄

January Love Drop – Meet Jill

Howdy folks! Back in November you may remember me mentioning something I consider to be extremely awesome. Love Drop has a very special place in my heart, not just because of who's involved, but because of what they're doing. It's giving, compassion, love, and community all wrapped up into one massive cause! It's January! Time to start making a difference! Jill is a single mother who lost her job, and then her daughter. She became homeless, found a home, and then lost it to a fire. If this video doesn't move you, I'm not sure what will. Read more 禄

Do You Suffer From (SAD) Stuff Attachment Disorder?

Photo Credit: paalia Have you made the smart resolution to work on becoming debt free in 2011? If so, congratulations! As many of you know, making the resolution is just the beginning. Resolutions are easy to make, but unfortunately they’re even easier to break. I’ve broken resolutions myself as I’m sure you have too. In the beginning, you’re pumped up about your decision to do whatever it is that you’ve decided to do, but once life, time constraints, and a lack of discipline get in the way, that motivation wanes and we find ourselves giving up on our desire to […] Read more 禄

What’s Your Debt Free Plan? Get Organized!

Photo Credit: banspy So it’s 2011 and you have decided to get out of debt. What next? Getting out of debt can be a very overwhelming undertaking especially when you have no idea where you actually stand. The truth, although sometimes ugly, shall set you free. Too many people — my former self included — simply avoid the truth and walk around ignoring the reality of their financial situations. I’ll just say what you probably already know. Ignoring reality doesn’t make it any less real and denial does more to hurt you than to help you. Once you’ve decided that […] Read more 禄

My New Year’s Resolutions for 2011

Photo Credit: lululemon athletica Happy New Year everyone! I’ve gotten to somewhat of a late start this year as far as my resolutions are concerned. I have plenty to accomplish in 2011 though, so here’s what I am hoping to accomplish this year. Financial Save $10,000 Emergency Fund – In 2010 we had a few setbacks in the emergency fund department. Neither were bad things, just set backs. We ended up settling on our second mortgage which depleted our emergency fund by over $7,000. OUCH!! The other thing happened here recently where we decided to give a good portion of […] Read more 禄

Shred Your Credit Card…Fa la la la la, la la la la!

What is in the air this holiday season? I am feeling especially festive right now so I decided to break the news in a little song. haha! Maybe I had way too much fun coming up with ‘Twas the Night Before Christmas! Then again, I could have had too much eggnog, but who cares. The important thing is that I’m sharing it with you. 馃槈 I was recently asked to be a part of something I couldn’t say no to. Actually it was more like I injured myself just trying to respond. Okay, I didn’t really injure myself but I […] Read more 禄

Homemade Wedding Tips and Benefits for 2011

Are you planning a wedding in 2011? The first biggest test of a successful marriage is planning the wedding. Why? Because the costs involved from hall to caterer to flowers can sometimes be ridiculous and spark unnecessary drama between the parties. Furthermore, new couples don鈥檛 want to start off their lives together in debt, especially when the average wedding price tag is anywhere from $26,000 and up. That said, hopefully the lucky couple has enough time to do advanced research and find the most affordable answers to all their needs. Read more 禄

‘Twas the Night Before Christmas (In Debt Edition)

‘Twas the night before Christmas, when all through my mind Not a buck to my name, not a one I could find; My credit cards are maxed out; but I still need to flaunt’em. While I stand there and watch my finances hit bottom; The children were cozy all snug in their beds, Not a clue in the slightest of the danger ahead; Their beds could be repo’d, or even their pet, We borrowed for everything; and now we’re in debt. A reality check is in order but who will it be, to open my eyes and help me face […] Read more 禄

Saving Money on Renter’s Insurance

Photo Credit: kowaleski This is a guest post by Jeff Orloff. Cutting insurance altogether is never a good idea, even when you are trying to save money. Unfortunately, one of the biggest myths when it comes to insurance is that renters insurance isn鈥檛 necessary so many people take a pass in order to budget that money for something else even if it means leaving the possessions you have accumulated over your lifetime unprotected from theft or disaster. When it comes to renter鈥檚 insurance, there are many ways you can cut costs so that your possessions are protected while staying within […] Read more 禄

Brad & J’s 2010 Christmas Stimulus WINNERS!

Photo Credit: www.metaphoricalplatypus.com Merry Christmas everyone!!4 Days Left! I am so very happy to announce the winners of Brad & J’s 2010 Christmas Stimulus!! First, I’d like to thank each and every one of you for giving me a reason to continue blogging. It’s because of you that I have been able to do this for almost 3 years now! I NEVER imagined that I would ever have a blog, let alone end up with nearly 1000 subscribers! You ROCK! I LOVE YOU ALL! In 2010, I added 600 subscribers, and in 2011 I fully intend on stepping up my […] Read more 禄