Fist Pump Friday: I Love You Like A Blogger Roundup – 11/06


It’s November, and I’m excited!  Why am I excited? I’m so glad you asked. Later this month is my most favorite of all holidays:  Thanksgiving!  I love Thanksgiving, and everything it represents.  I’m a HUGE advocate of being thankful for what I have.  I spend a moment each night recounting what I have to be thankful for that day, but spending an entire Holiday being thankful?  Glorious. The only problem is, Thanksgiving can be expensive.  Families get together, huge meals are prepared and eaten and the wallet gets a workout.  The time to start setting some funds aside is NOW.  […] Read more »

Pros and Cons of Trading Forex


Forex trading is fast becoming a popular way to make a bit of money on the side, with some people choosing to shut up shop and take it on full time. It’s easy to see the allure of this industry, being your own boss, working from the comfort of your own home and making money when it suits you is more than enough motivation for anyone to consider forex trading as a new career. However it isn’t all fun and games. Before you clear your desk and quit your day job, we’ve put together a list of the pros and […] Read more »

Get These Hands Out of Your Wallet

hand in pocket

When our parents and grandparents were young, being frugal was all about making sure that cash didn’t burn a hole in your pocket. While personal checks and credit existed, they (especially the latter) weren’t nearly as developed as they are today. We lived in a cash society, and spending wisely was a simple decision that you made several times a day: Do I spend this cash in my pocket or not? Today, many of us never carry any cash at all. Money has been digitized, abstracted. Credit systems are much more sophisticated that they have ever been before. Financial patterns […] Read more »

How To Avoid The Monthly Payment Trap


The monthly payment trap is easy to fall into. I lived and breathed it for years. Analyzing whether we could afford something based upon whether we could make the monthly payment, not the actual price of whatever we were contemplating purchasing. I was reminded of this trap over the weekend when I was shopping for an iPad for my mother-in-law. My mother-in-law has been thinking of purchasing an iPad for quite some time, and last week she finally decided to make it happen. She texted me asking if I would do the shopping for her, since I’m familiar with the […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/30


Happy Halloween weekend, EOD Nation! There will be plenty of ghouls, ghosts and goblins out and about this weekend.  Scary stuff, right?  You know what’s not scary? My finances. Yeah, yeah, yeah…I know, stop groaning.  But seriously, on a holiday that’s meant to be full of scary costumes, your finances are nothing to be afraid of.  Turn on the lights, blow the dust off your spending tracking spreadsheet and get to work.  I’m sure there’s plenty of us that could stand to give our budget a thorough scrubbing.  Am I right? I think it’s worth a fist pump…. Posts That […] Read more »

Marriage And Finances: Compromise and Delayed Gratification


My wife is coordinating a ladies night out to take place mid-November. The original plan was for the group of women to start at our home, have dinner at a nearby restaurant, then head downtown to an art activities place to paint and drink wine. Since there will likely be alcohol involved, there was some discussion about safe transportation. My wife began investigating the option of renting a party bus. After talking to several party bus companies and comparing services, options, and prices she gravitated towards one specific services. Even the cheapest service was rather expensive, but my wife was […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/23


Last night Vonnie got her hair colored, and since it was all styled we felt like checking out a new restaurant that recently opened in the area.  As you well know, I’m not a huge fan of restaurants, but they did have  chimichurri beef skewers on their appetizer menu.  Since this was something I hadn’t ever had, it fit the bill (no pun intended) of a justified meal out.  That and my wife looked smokin’ HOT.   Even more than usual. On the way home, she asked me how we could possibly be OK with our entertainment spending.  She had just […] Read more »

5 Projects You Can Finance with a Home Renovation Loan


Being a homeowner means that you constantly have a laundry list of things that you want to do and need to do in order to maintain your property. In theory, home improvement projects are supposed to be fun. In reality, you have to pay for these renovation projects, and it’s not always easy to come up with the cash you need in order to complete them. The cost to renovate a house can be staggering, which is why it’s important that you know what financing options are available to you. For many homeowners, an FHA 203k renovation loan is the right choice. A 203k mortgage is […] Read more »

Sex Sells, But I’m Not Buying


I had a couple of hours to kill after dropping my son and his friends off at a concert venue, so I headed to a nearby mall to complete a few errands, and then find a place to sit with my laptop. As I explored the mall, I walked by a kiosk a number of times, where several people were engaging passers-by to sample whatever they were selling. The first time I walked by, a man asked if I wanted a free sample. I just shook my head and kept walking. The second time a woman stretched her arm out […] Read more »

Becoming a landlord: Is it worth it?


Owning rental property is a really great concept for adding an extra stream of income and building wealth. Research has shown that the US rental market is worth £165 billion. Being a landlord however, requires more than just turning up to pick up the monthly rent. There are key practical and legal requirements that need to be taken into consideration before you start shopping for the perfect buy-to-let property. Even after all the hassle associated with being a landlord, there is still money to be made if you put the time and money in and do your research. The main […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/16


After a few weeks of above average temperatures, fall definitely hit Minnesota this week.  It’s still been pleasant with highs in the 50’s and 60s but with talk of freezing temperatures during the nighttime, and leaves falling from the trees, the colder weather is here to stay.  Which means it’s time to close down my sprinkler system for the season. For years I borrowed an air compressor from one of several friends or neighbors that own one.  Last year was the first year I actually paid someone to come and do it for me, and I did it again this […] Read more »

Gold the Safe Haven for Investment

Gold EOD

Known as the safe haven for investors, Gold is the cleft in which to hide and secure your wealth when the global economy is in a recession. Even when global economies seem helpless and investment tends to be highly risky, Gold is often regarded as a better store for value. However, you might not understand why anyone would want to invest in the yellow metal now since gold prices have been on a decline in the last two years. The good news is that following the recent changes in the global economic landscape, Gold is beginning to flourish and this […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/9


I received an email last night from my daughter’s middle school orchestra teacher reminding us the instrument rental contract and fee was due today.  This was news to us since we had received zero previous correspondence regarding the contract and fee.  We knew it was coming, but this year has been different from other years.  Every other year the teacher has been at schedule pick up day at the end of Summer.  We pay our fee then along with all the other beginning of the school year fees.  Except this year, she wasn’t there.  There was a sign that indicated […] Read more »