Manage Your Money Week 4 – GET OUT OF DEBT!

Hello everyone! Welcome to week 4 of the Manage Your Money Challenge! Sorry about the delay for today’s post, but I have been having some serious internet issues and I think even some computer issues as well. EVERYTHING takes FOREVER! My internet will cut off on me in the middle of doing something and I have to wait sometimes for 10 minutes for it to reconnect. Last week was a great challenge and everyone who participated had great responses. Since I didn’t comment myself I thought I would let you know that I first said yes on an impulse purchase, […] Read more »

I Love You…Like A Blogger – Extraordinary Life Edition

Hello and welcome to another edition of I Love You…Like A Blogger. Be sure to check out earlier posts from this series at the bottom. For those of you that are not aware of this, I am part of a great network of bloggers that want to inspire others to achieve the extraordinary in life. (In marriage, life, parenting, finance etc.) Ordinary is no longer cool! We believe there is a lot to reach for, and we want you to follow us on our journey to do the same. You can also check us out over at Extraordinary-Life-Network.com. Below you’ll […] Read more »

When You’re Tired Of Being Broke, You’ll Start Saving

If you were to ask people why they do not have any savings, you would likely here a multitude of excuses. You say reasons, I say excuses, and here’s why. If saving money was important to you, and not just a feel good line to help cover up your lack of priorities, you could save an emergency fund! Sure there might be things that pop up and make it harder, but those things happen to everybody. In Financial Peace University, Dave Ramsey uses an example to support the idea that if saving money was an emotional priority, you would in […] Read more »

My Journey to Financial Freedom | Part 2: The Climb

This is a guest post by my “virtual” friend Dena from Evolution You. I have admired her work for some time now, and am happy to be able to share this post with you here on EOD. It is truly inspirational! Be sure to subscribe to Evolution You so you can receive her awesome updates each week. Enjoy! Three years ago, I was nearly $60,000 in debt. I had a Bachelor’s degree that didn’t appear to be worth its weight in salt and a job that couldn’t cover a fraction of my monthly bills. I was terrified. Today, I am […] Read more »

My Journey to Financial Freedom | Part 1: The Fall

This is a guest post by my “virtual” friend Dena from Evolution You. I have admired her work for some time now, and am happy to be able to share this post with you here on EOD. It is truly inspirational! Be sure to subscribe to Evolution You so you can receive her awesome updates each week. Enjoy! Three years ago, I was nearly $60,000 in debt. I had a Bachelor’s degree that didn’t appear to be worth its weight in salt and a job that couldn’t cover a fraction of my monthly bills. I was terrified. Today, I am […] Read more »

Manage Your Money Week 3 – Death By 1000 Cuts

Welcome to week 3 of the Manage your Money Challenge! We’re half way through the month and I am excited to see how much these challenges seem to be helping you. We were down to only 9 participants last week but I am still so excited. Those 9 are really taking this budgeting stuff seriously, and the comments and openness have been so wonderful. Thank you so much for your participation! Let’s get to it, shall we? 🙂 This Weeks Prize Winners! (via Random.org) Financial Peace University DVD Lesson: Relating With Money – Michelle Dave Ramsey’s Financial Peace Junior – […] Read more »

I Love You…Like A Blogger – Top 10 Referring Blogs Edition

Hello, and welcome to Enemy of Debt. I just want to let you know that if there is any topic you want to see covered on this series please leave your thoughts in the comments section. I will do my very best to find 10 of the best posts on that topic. Now for a quick recap. This was a pretty good week for me. 😉 My Guest post on The Centsible Life – 7 Habits to Highly Effective Budgeting – appeared in the Wisebread roundup. 🙂 Manage Your Money Week 2: Teamwork, Accountability, and Kids Great Financial Advice From […] Read more »

Debt Free News From A Debt Free Reader #7

Hello everyone. Time for another Debt Free Friday!! Today we have with us the author of Debt Free Hispanic. Be sure to check out Fabian’s debt free call to the Dave Ramsey Show. It’s debt free calls like this that kept us motivated throughout our journey. As I’ve mentioned before those calls are why I wanted to start this series. Actually, it’s not the first time I tried putting something like this together. The first time I was a little too optimistic with what probably amounted to 10 or so readers. 😉 It was only my 5th post, but I […] Read more »

The Benefits Of Becoming A Minimalist Are Starting To Sink In

Hey everyone! Since yesterday’s post was so long, and I have two posts for you today, this one will be brief. I just wanted to talk about something that I have been thinking a lot about lately. GETTING RID OF STUFF! I have come to realize that you actually have more by owning less. Getting rid of stuff is almost as liberating as paying off debt. And of course, just like with our debt, it took us a while to realize that it needed to go. We have recently decided to put our house on the market. That’s right, if […] Read more »

That’s Right, The American Dream Is Not What It Used To Be!

Yesterday in a comment left on EOD, I was introduced to this website. I thought it looked interesting enough to share with all of you. Thanks Jude! The American dream is no longer about finding a 9-5 and doing what you hate in order to make it to that retirement utopia you’ve always been told about! Nope! It’s about doing what you love and loving what you do. It’s about using your passion and your strengths to enjoy your place in life—to make a difference. As this video points out; “The time is now to say YES to your success…what […] Read more »

Great Financial Advice From The In-Flight Safety Handbook

I know what your thinking. "How in the world can an in-flight safety handbook help me financially?" I want to focus today on one specific part of those instructions. Skip ahead to the part about securing your oxygen mask in case of changes in the cabin pressure. Now I know you're really confused, but bare with me. After hearing many stories of financial struggle, and dealing with the raw emotions that come with it, I want to discuss something that seems to be a pretty common issue among struggling families. I have received more than a dozen comments about this issue just over the past six months, so I finally decided to write about it. Read more »

Manage Your Money Week 2 – Teamwork, Accountability, and Kids

WOW! Out of the 44 that signed up, only 12 showed up, leaving 32 people MIA. That’s alright though, there is still a chance to redeem yourself. Don’t give up before you even start! How are you going to change things if you don’t do the work? I know it’s hard! I know you’re scared! I know you’re intimidated! But you have to make some changes, and you may as well start now. You are still welcome, and can win some prizes. Make the changes now! To the ones that showed up, and blew me away with their honesty and […] Read more »

I Love You…Like A Blogger – Yakezie Edition

Welcome, and Happy Sunday! Consider this new series to be a “best of” carnival of sorts. Every time I post the I Love You…Like a Blogger series, I will include the best 10 articles I read during the week. This week, I have decided to focus on blogs participating in the Yakezie Challenge. I am looking into having this become a regular weekly carnival, but we’ll see how things shape up! 😀 Yakezie Edition Some of you may know about the Yakezie Challenge, which was started by Sam from Financial Samurai, but for those that have not, it’s basically a […] Read more »

Book Review: Outstanding By John G. Miller

Hello everyone, Happy Friday! As you know I have been trying to put together this book review for a few weeks now. I have been very excited about sharing my thoughts on this magnificent book. Most of you will already know that I am a huge fan of John G. Miller’s work, and have talked about him more than once on this blog. He is the go to man when it comes to personal accountability, and personal accountability is what can give us the ability to resolve anything by asking the right questions. Today I am happy to announce that […] Read more »