I Love You Like a Blogger Roundup – 12/26

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The presents are opened, the wrapping paper crumpled up and thrown away, and new items assembled – yes, my friends Christmas is now over.  We have even completed our traveling for the season.  All that I have in front of me is a week of complete and unadulterated vacation with absolutely nothing to do.  Whatever will I do with myself?  I have a few things on tap: Relax Get in some great workouts Relax Clean the house Relax Spend time with my family Relax I’m hoping you see a pattern here.  The point is to get a few things done, […] Read more »

10 Rules to Keep in Mind When You Borrow Money

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In an ideal world you’ll never have to borrow money. In an ideal world, you’ll buy your house and cars for cash. In an ideal world, you’ll have cash to cover emergencies. In an ideal world, you’ll never overspend and get in trouble. In an ideal world, I’ll look like Julia Roberts and be a Hollywood star. Thing is, we don’t live in an ideal world. Just look at me. I look like…well, like me and I’m a university professor, not a movie star. When I was young, I often ran out of money. Heck, when I was in my […] Read more »

How to Get Out of Debt

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Being in debt can be a scary situation, especially if you can’t afford to keep up the repayments. It only takes a small change in your circumstances for the situation to become out of control. The best solution is to try to tackle the problem before it gets to this point and get yourself out of debt. If you’re looking to resolve your financial issues, then there are a number of routes you can take. It’s a good idea to start with the simple solutions and see if these can make a difference first. Set a Budget It might sound […] Read more »

Treat Yourself In the Morning With New McCafe Coffee Blends at Walmart!

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I once entered my bedroom to find my wife huddled under the covers talking on the phone to her mom. Some days, it’s that hard for her to get out of bed. Other days, she’ll stumble down the stairs, sit on the couch in a zombie like trance until she’s had about thirty minutes to come to the realization that the day has started. Being the phenomenal husband that I am, I’ve come to grips with her morning warm-up routine, and try to help ease her transition to consciousness by delivering her first cup of coffee for the day. My […] Read more »

Motivational Monday: Three Steps To Achieve Your Financial Goals

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A few months ago, I caught a link to a motivational video filled with inspirational quotes. I still watch the video almost every morning as I prepare to take on the world for the day. It centers my thoughts on what I am going to do that particular day to help me make positive progress towards the goals I am trying to accomplish. After several weeks of listening to this video, I wanted to find out who the voices in the video were. With the help of Google, I was able to determine one of the people featured was a […] Read more »

Rollback Prices On Disney Planes Items at Walmart! #PlanesToTheRescue

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Looking for last minute holiday gift ideas? Delight the little ones in your life with Disney Planes items now on Rollback at Walmart! All items listed below are on rollback through the holiday season! #PlanesToTheRescue #ad Disney Planes Flight to the Finish Speedway ($24.97) Disney Planes: Fire & Rescue Die-Cast Vehicles, 3-Pack ($14.97) Disney Planes: Fire & Rescue Deluxe Talking Vehicle Assortment ($19.97) Read more »

I Love You Like a Blogger Roundup – 12/19

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Here it is, the weekend before Christmas.  Or as I like to call it, The Calm Before The Storm.  Next week is a short school and work week, and then the entire Pizel family is off for the remainder of the year.  There will be presents to open, traveling to do, and family to see.  I will enjoy the time off, and spending time with family, but I’ll give myself until Sunday before I’ve gone completely bat shit crazy because of the lack of my normal routine.  Yes, I’m majorly Type A, and the struggle is going to be very […] Read more »

Bad Debt Collectors and What You Can Do About Them

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Dealing with bad debt is no fun. Dealing with a bad debt collector can be downright terrifying. When you have a bad debt that has gone to a collection agency it can be very easy to want to avoid the pain of the situation or even totally ignore it when you know you can’t possibly pay it.  That’s why some collectors of overdue debt will do everything they can to get your attention, even if it’s illegal. Most debt collection agencies are legit and strictly follow the rules set forth by the FTC  (Federal Trade Commission). However, there are plenty […] Read more »

Structured Settlements Can Help Fund Major Car Repairs

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Selling your structured settlement can open up many opportunities for you to pay for vital expenses. If you have a car that is in need of receiving some type of repair, it may benefit you to take some or all of the funds to pay off the costs of these issues. Cars and trucks may be the primary way of getting you to your job, so having a reliable vehicle could be crucial. Exterior Fixes that May be Necessary There are many issues that are on the outside of a vehicle that could need to be repaired in order to […] Read more »

What’s In a Premium? Factors Affecting the Price of Insurance

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Under the community rating system, providers must charge all applicants the same rate for the same policy, regardless of external demographic factors or physical condition. This creates largely standardized rates for insurance coverage, but there are still tremendous differences in cost between policies. Some of the variation can be attributed to the Lifetime Health Cover regulations, which provide the lowest rates possible on hospital cover for those who take out a policy before their 31st birthday and impose a 2% load each year afterward for later adoptees. However, this added cost usually reflects the added options the policy provides, and […] Read more »

I Love You Like a Blogger Roundup – 12/12

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Only two more shopping weekends until Christmas, how is your shopping coming along??  My kids submitted their lists last week, and we’ve been picking items off as the days tick by.  We’ll pick up a few more items this weekend, and I’ve got some gifts for Vonnie ordered online and being shipped.  This could turn out to be the easiest Christmas shopping season ever!! To keep you financially motivated and on track, here’s my favorite posts of the week…..check ‘em out and give them some love – and do NOT forget to pump those fists! Posts That Make Me Fist […] Read more »

Warning: Shopping Without A List Is Hazardous To Your Budget

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My love of lists is almost legendary, my daily activities driven from them. I have different lists for different parts of my day: Things needing to be done at work, written on my office white board Personal life todo list written in a notebook on the kitchen counter Blogging todo list written in a notebook on my computer desk My lists help me not only remember things that need to be done, but also to prioritize them. My wife sometimes makes fun of me because of my lists, but she understands the importance I place on them. I commonly find […] Read more »