Happy Birthday To Me

by Brad Chaffee on February 8, 2010

in personal

I was born on February 8th 1975, and today I am 35 years young. Being 34 wasn’t bad at all, in fact as the years pass me by, they seem to get better and more fulfilling.

Some people have a problem with getting older, but not me. I welcome the added wisdom, knowledge, and experience of the previous year, and am ready to move on to bigger and better things. Age is nothing more than a number.

Live life, love life, and enjoy it while you can—become DEBT FREE!

In 1975:

  • Gerald R. Ford was President – President Ford escaped 2 assassination attempts.
  • U.S. Population was 215,973,199.
  • Federal Debt was $541.9 billion.
  • Unemployment was 8.5%.
  • Pittsburgh defeated Minnesota in Super Bowl.
  • Saturday Night Live premieres on NBC. George Carlin hosts the first show.
  • One Flew Over the Cuckoo’s Nest sweeps the top Oscars, winning Best Picture, Director, Actor, and Actress.
  • Academy Award, Best Picture: The Godfather Part II, Francis Ford Coppola, producer; Gray Frederickson and Fred Roos, co-producers (Paramount)
  • Record of the Year: “I Honestly Love You,” Olivia Newton-John
  • Album of the Year: Fulfillingness’ First Finale, Stevie Wonder (Tamla/Motown)

This Time Last Year:

  • I HATED DEBT!
  • I had debt, and Sallie Mae wanted to move in until 2018. I said NO WAY!
  • We were 14 months into our Total Money Makeover. One of the only New Years Resolutions I have ever followed through completely on.
  • Barrack Obama became President.
  • U.S. Population was 307,212,123 (July estimate)
  • Federal Debt was 10.6 TRILLION.
  • Unemployment was under 8%. Currently over 10%.
  • I had under 41 subscribers.

Today:

  • I STILL HATE DEBT!
  • I have been married for 5.5 years.
  • I have 3 kids: Caitlin 13 Isaac 3 Noah 4 mos.
  • I HAVE NO DEBT except for the house.
  • Federal debt is currently 12.3 TRILLION. (Don’t take notes from Washington.)
  • New Orleans Saints defeat The Indianapolis Colts.
  • Am more motivated than ever to teach debt freedom.
  • Am one week away from my last 2 days of work. (SAHD/WAHD) Nice!
  • Am looking forward to becoming a Certified Financial Counselor in April.
  • Considering approaching Washington to introduce them to Financial Peace University.
  • Starting my third FPU at my church.
  • Write for Self reliance Exchange, and something else that is still a secret. :D
  • I have 500+ subscribers. (AND I LOVE YOU ALL!)
  • I AM MORE FREE THAN I WAS LAST YEAR!

That’s it from me today! I will be spending the day with my family! Have a great Monday!

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Hello everyone! I am SO VERY EXCITED to be announcing this project I have been involved in with some great people. (Listed below) This project was a collaborative effort to bring you a variety of insight and knowledge from a wide spectrum of writers on the subject of marriage and/or relationships. All and all, there was 27 of us that came together to make this happen. What an awesome idea and effort!

One of my favorite best-selling authors was in on it too. Dan Miller, the author of 48 Days To The Work You Love and No More Mondays, and the guy that inspired me to follow my passion, participated in this e-book. You don’t want to miss it! Believe it or not, my article was not even about relationships and money, which is what you might expect. Nope, I wrote about the importance of apology and forgiveness.

While this is not a “financial” e-book, I highly recommend that you download it, for FREE of course, and read it from cover to cover. You can have all of the money and wealth in the world, but if your relationship or marriage is suffering, all of it is meaningless. If you want to improve your marriage, work on your finances. Likewise, if you want to improve your finances, work on your marriage. They really do build off of each other, so either way you can benefit from this e-book.

Introducing LOVEveryday: Thoughts on Loving Amidst the Chaos of Life

FEATURED AUTHORS

A note to all you featured celebrities. I plan on adding all of your feeds to my Google reader, and I hope you decide to subscribe to EOD as well. It would be a very, very nice birthday present to me. :D February 8th baby! I was very glad to be a part of this e-book with you all. LOVEveryday is going to help lots of folks, I just know it!

  1. Dr. Michelle Gannon – Marriage Prep 101
  2. Paul & Lori Byerly – The Generous Husband The Generous Wife
  3. Denee King – She Just Got Married
  4. Corey Allan – The Simple Marriage
  5. Toni & Alisa DiLorenzo – One Extraordinary Marriage
  6. Stu Gray – The Marry Blogger
  7. Dustin Riechmann – Engaged Marriage
  8. Lori Lowe – Life Gems
  9. Chelle Stein – It Might Be Love
  10. Sheri Kruger – Zen Family Habits Serene Journey
  11. Mandi Ehman – Organizing Your Way
  12. Maureen Shaw – Feeling Flirty
  13. Trudy Sargent – Love Talk
  14. Isabella Mori – Change Therapy
  15. Cindy J. Taylor – Affair Care
  16. Alisa Bowman – Project Happily Ever After
  17. J. Money – Budgets Are Sexy
  18. Dan Miller – 48 Days
  19. Damien Riley – DamienRiley.com
  20. Samantha Mellen – Mama Notes
  21. Pat Flynn – Smart Passive Income Blog
  22. Kathleen Quiring – Project M
  23. Jeff Nickles – My Super-Charged Life
  24. Brad Chaffee – Enemy of Debt Self Reliance Exchange Logos4You.net
  25. Nate Desmond – Practical Manliness
  26. Carrie Burgan – Make Mine Happen

Connect with any of these fine folks today, and be sure to DOWNLOAD our FREE E-book the minute it launches. It’s coming really soon, like Tuesday soon!

Come back here to download your copy on Tuesday bright and early!!!

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Howdy folks! Two of my 2010 resolutions for Enemy of Debt in the year 2010 were to 1) Engage subscribers more actively and 2) Build an active and supportive EOD community. That’s why I have decided to ask you to participate in a new feature post at EOD called “Manage Your Money”.

Each challenge will be different, or introduce you to a different approach to managing your money by using different services or software. For instance the challenge listed below, will be introducing you to a calendar-based budgeting system put together by the folks over at Pocketsmith.com. (details below)

Other challenges may include other budgeting applications in order to give you a closer look at what service is best for you and your family. We all have different likes and dislikes. Budgeting can be fun, especially if you create a clear and concise plan. Try something new. Do a budget.

The March 2010 Manage Your Money Challenge

FEATURING: Pocketsmith (A calendar-based budgeting system)

This will be a 31 day challenge, that begins on March 1st and ends on March 31st. You may sign up now for your FREE Basic Membership, to familiarize yourself with the program. I have been given a complimentary 12 Month Premium Membership so that I may evaluate and learn the calendar-based budgeting system for myself. I will use this to my advantage, in order to better help you with your questions about the site and the budgeting software.

Personally, even with my limited experience using this system, I think I am going to like it. Visualization is the key and the one thing I like already is the fact that you can look at a calendar and see all income, and every expense right there. There are multiple features that help you plan and forecast your financial plan down to the detail. So far I like it.

Remember that any budgeting system you use takes time to learn, and it usually takes more than one month to master the skill. Let’s learn as much we can together! Are you with me?

If you have a budget that you already use, consider trying this for at least one month. I am very used to my EOD Deluxe Budget 2.0, but have decided that it will be more beneficial for me to give this a try. The way I see it,  the more you try the more you know what you like. This budget may be for you, but you won’t know until you try it. I am looking for it to save me time, and keep me motivated to stick with my robust financial plan.

Sponsorship

Currently, Pocketsmith.com is sponsoring this challenge by offering a very generous 12-MONTH POCKETSMITH PREMIUM MEMBERSHIP upgrade to three of you absolutely FREE. That’s a $180 value—$60 per winner! I will be searching for other sponsors to enable me to giveaway additional prizes as well. Any other sponsors, and prizes, will be announced on the March 1st launch post. I will also be giving away some FPU DVD lessons.

March has four full weeks plus two days in it, so I will put together four different lessons/challenges, as well as a bonus challenge. The winners of the 12-MONTH POCKETSMITH PREMIUM MEMBERSHIPS will be announced on March 31st, but I am hoping to have multiple winners each week, depending on the level of sponsorship I receive. (details below)

How You Can Help

You can be a sponsor by pledging to give personal finance books, gift cards, basically anything you want to give away, provided it is appropriate. Please email me at freedom@enemyofdebt.com or contact me on Twitter at @enemyofdebt. You will of course gain a spot/link on each “Manage Your Money” post, as well as a short bio to help spread the word about your website or blog. (*website or blog must be approved by me.*)

Current Prize List: ($260 in prizes)

Weekly Prizes (March 8th, 15th, 22nd, 29th)

  • Financial Peace University DVD Lesson: Cash Flow Planning (8th) $20 Value
  • Financial Peace University DVD Lesson: Dumping Debt (15th) Awesomely inspirational!
  • Financial Peace University DVD Lesson: Relating With Money (22nd)
  • Financial Peace University DVD Lesson: The Great Misunderstanding (29th)
  • hopefully more to come…

Budgeting, paying off debt, relating to family and friends with money, and giving are such great lessons to learn!

Bonus Prize (March 31st)

  • TBA

Grand Prizes (March 31st)

  • 12 MONTH PREMIUM MEMBERSHIP to Pocketsmith ($60 value)
  • 12 MONTH PREMIUM MEMBERSHIP to Pocketsmith
  • 12 MONTH PREMIUM MEMBERSHIP to Pocketsmith

To Enter

To enter this challenge all you have to do is:

  • subscribe to Enemy of Debt. (There will be a secret password at the end of your email/rss feed that you will need to claim your prize.)
  • go to Pocketsmith.com to sign up for your FREE Basic Membership.
  • leave a comment below stating your intention to actively participate.

To Be Eligible For Prizes

  • ANY Prize – YOU MUST complete all three entry requirements above.
  • Weekly Prize – YOU MUST participate in post for that week.
  • Bonus Prize – YOU MUST participate in 3 out of the 5 weeks. (week 5 only consist of 2 days)
  • Grand Prize – YOU MUST participate in all 5 weeks.

Questions, Answers, and General Support Help

One of the things I want to accomplish with this, other than introducing you to a great budgeting system, will be to strengthen and provide community support here on Enemy of Debt. We will be using the comments section of each post to offer support to each other. Any questions, answers, or helpful info about Pocketsmith’s budgeting system and website, will be compiled into one post for later review by any and all readers. Your participation is appreciated. Pocketsmith also has plenty of support help to guide you in the process.

That’s pretty much it! I hope to see you participate and become an active subscriber in your journey to better financial management.

See you on March 1st! Please spread the word, thanks. :D

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Master Your Freedom Because Being The Slave To A Master SUCKS!

by Brad Chaffee February 2, 2010 pay off debt

It seems that most people consider the word freedom to only pertain to physical slavery. I’ve had many conversations on the subject and have been surprised to find that some do not see having debt as a form of slavery.
In my mind, I find that laughable, but it is far from funny. Personally, I feel [...]

9 comments Get Motivated!

Debt Free News From A Debt Free Reader #4

by Brad Chaffee January 29, 2010 Debt Free Questionnaire

Hello everyone. I hope you all have a wonderful debt free Friday. I’ve decided to share another Debt Free News From A Debt Free Reader submission with you today. One of the things I’ve learned from listening to people call into the Dave Ramsey Show to scream they’re debt free—hearing that call makes a HUGE [...]

8 comments Get Motivated!