At one point or another, many us will recognize that we're in tough financial shape, and that becomes our call to action. We ought to be thankful we can hear the call when it comes, because for some of us, we don't "get off the dime" and act in our own best interest until it's absolutely necessary. And, some of us are financially hard of hearing. Recently, I've had the opportunity to peek in on the lives of others, through social media, and learn a little about their challenging financial conditions. I'd like to share some of my observations, and insights and suggestions, in an effort to get some value out on the table. I do this in the interest of helping others understand there are various indicators that we should recognize as a type of wake-up call. We ought to create insights regarding these indicators, and put them to work for us, so we sleep better at night. Read more »