Cosmetology School Students Can Save You Money On Hair And Spa Services


A visit to the salon for my wife was on the list of discussed and approved expenditures for the weekend. A few hairs on her beautiful head had dared to turn the wrong color, and needed to be taught a lesson. She called around gathering current pricing information as well as potential time slots, finding she would be paying somewhere between $70 and $90 for a single all over color. She then remembered the name of another salon that had been used by our neighbor to have their daughters’ hair done for homecoming a few weeks prior. The salon had […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/21


It feels like the calm before the storm.  We’re past the spending spree that accompanies the beginning of the school year as well as some family functions behind us, we have absolutely nothing going on the next few weeks.  We have no out of town plans, and no large purchases that need to be made.  Knowing that the holidays will be here before we know it, it is a welcome calm.  I plan to enjoy it to the fullest. I think that deserves a fist pump, don’t you?  While you’re at it, check out my favorite posts of the week! […] Read more »

Insurance Enrollment for 2017 is OPEN!


That special time of year is upon us again, my friends. I’m not talking about the holidays, the change in season, or even the start of the NFL season. Enrollment is open for next year’s insurance selection. Millions of Americans are pouring over plan benefit sheets and plan price comparisons trying to make the most cost effective selection for themselves or their family. Many will simply take the option to renew whatever they had last year, leaving the only interesting action to find out how much their bill will go up when January rolls around. That may end up being […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/14


Last night was an exciting night at my house… was computer upgrade night!   I bought new parts to swap into the computer, but it barely cost me a cent.  I financed the upgrade through Amazon gift cards I got through my employer fitness program, credit card rewards, and a little cash I used from my change jar. Fist pump for (almost) free computer upgrades and my favorite posts of the week! Posts That Make Me Fist Pump We Saved $72,000 and Still Had Fun  from Money Peach Calling Shenanigans on Cord Cutters from Debt Discipline How to Quickly Build an […] Read more »

Online Investing Tips By XTrade Europe


The current European market looks good for investments as the markets are finishing on a positive note and are steady at the moment. XTrade Europe is known for keeping a close eye on market trends and on the basis of the emerging trends and past signals, they provide with invaluable expert tips from time to time which do a world of good to traders. The fact that how important keeping an eagle eye on emerging trends is cannot be emphasized enough, because they impact investments in a big way. If you take a look at the current trends, France can […] Read more »

Is Bed, Bath, And Beyond Getting Rid Of Their 20% Off Coupons?


I have a lot of love for Bed, Bath, and Beyond. They’ve reduced the price of a large purchase just because we asked, they have a gift wrapping center, and they give out 20% off coupons like candy on Halloween. So my ears perked up when I saw a story on the news this week that stated Bed, Bath, and Beyond is thinking of discontinuing the 20% coupons. No more blue 20% off coupons in my mailbox? Bed, Bath and Beyond is contemplating discontinuing the well known coupons with a loyalty program. For a yearly membership fee of $29, members […] Read more »

Using a Reverse Mortgage to Cover Medicare Costs


Unlike many costs in retirement that go down, health care is unfortunately not one of them. Plus, health care costs are expected to grow about 6.5% in the next year, according to the Research Health Institute, making the challenge to meet health care costs in retirement even more challenging. Some attribute the rising health care costs to over-regulation and excessive taxation within the health care industry and specifically among pharmaceutical companies. But whatever the cause, consumers need to be prepared to bear these costs. You may have saved accordingly, but even if you have been working and setting aside retirement […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup 10/7


It’s homecoming weekend!  We purchased my daughter’s dress awhile back as she knew that a group of her friends were all going together.  Traditionally, people going to homecoming go to a fancy restaurant to eat together.  We’re not doing that with our 14 year old. Instead, we’re hosting a dinner for her friends at our home.  The theme of homecoming is “A Tour of Europe” so we’re having a Europe inspired menu including French Toast (french), spaghetti and pasta Alfredo (Italian), etc.  I think you get the idea.  Tori and her friends are excited, and it’ll be fun and frugal! […] Read more »

How to Become a Stay at Home Mom (or Dad!)- 16 Tips to Get Started

How to Become a Stay at Home Mom (or Dad!)- 16 Tips

Becoming a stay at home mom ( SAHM ) or dad is an important decision a lot of families struggle with.  Making the decision to stay at home with the kids while the other spouse works takes plenty of consideration and planning if you really want to make it a blessing for your family. If you don’t consider the advantages and disadvantages of staying home with the kids, you can very quickly end up stressed, unhappy and broke! How to Become a Stay at Home Mom (or Dad)! That’s where this post comes in! Below I’ll show you everything you […] Read more »

Keeping Your Family Out of Debt


With financial futures more uncertain now than ever before, keeping your family out of debt is becoming a priority for many families. Unfortunately, with rising costs, and diminishing working capital, it’s becoming quite a challenge for many families. These are a few steps you can take that will help you stay on the straight and narrow – financially speaking – so that you can avoid the many pitfalls debt creates. Create a Workable Budget Some people have the idea that budgets are made to be broken. That is simply not the case. A budget is meant to serve as a […] Read more »

2 More Reasons Amazon Prime May Be Worth The Cost


Recently my son purchased Amazon Prime for a year. I questioned whether he would really get his money’s worth out of it, and offered to pay half the cost if I could use it as well. My thought process was if we both used it, it would be worth our money. So, I gave him $50 and promptly placed an order utilizing the free 2 day shipping. We were off and running. I’m currently in the middle of a computer upgrade project, searching Amazon for the parts I want at the best price. When I got to the point of […] Read more »

How to Trade Forex Successfully

forex currency trading

There are many different ways to trade forex, making it difficult for traders to find a successful path that works for them. Essential steps towards trading in the currency markets successfully include choosing the right broker and trading strategy that fits the needs of the trader. A good broker will offer no-hassle pricing, making the rate you see the rate you get. It is a good idea for a trader to research the various currency pairs and to become familiar with the financial markets, including the foreign exchange markets, commodity markets, and stock markets. One should become familiar with leading […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/30


A few weeks ago, my son had his senior pictures taken.  We just got word from the photographer that the images are ready for us to look at.  From there we will be deciding what we want to buy.  She has a whole list of products and options and I’m a little scared to start adding things up.  I expect to spend some cash on these lifetime mementos, but I don’t have a feel for how much people “usually” spend on something like this?  Anyone out there in the EOD nation that can give some thoughts? In the meantime, get […] Read more »

Office Design for the Small Business: Good Can Be Affordable


Small businesses on tight budget usually operate out of small offices, when they have offices at all. For good and ill, this can make for a familial environment in which everyone sees the business’s tight budget. That budget often makes itself known in an office’s design and furnishings, but here’s the thing: an unattractive, unkempt office eventually becomes a drag on employee productivity and morale. The good news is that you can affordably remake a space over the course of a couple of weekends. Follow smart design practices and shop carefully for furniture and other supplies, and even on a […] Read more »