Save Money With Outback Steakhouse’s Rewards Program

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  Friday night I found myself pulling into the parking lot of Outback Steakhouse. One teenager with a vehicle at work left another teenager (and her friends) in need of a ride to the high school football game. By the time that all got coordinated and executed, my wife and I were hungry and not willing to wait the time it would take to drive all the way across town back to our home and cook dinner. Thus Friday night was one of those times when I was actually OK with going out to eat. Even though I was voluntarily […] Read more »

4 Failproof Ways to Revive a Dying Credit Score

credit-counceling

Your credit score is an important part of your identity and it can potentially determine how smoothly your finances will run. The credit score can make it easy or difficult for you to obtain new loans and credit cards by showing lenders whether you are a low-risk, moderate-risk, or high-risk borrower. Lenders will usually bend over to lend you money if you are a low-risk borrower but you’ll be faced with oppressive interest rates and tough repayment plans if you are a high-risk borrower with a tendency to default. Nonetheless, a credit score is not a permanent score and you […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/23

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Welcome to the weekend, EOD Nation!  It’s race weekend again for me, with a 5K Saturday evening and a half marathon Sunday morning.   The good news is the races are in my city so there’s no travel, dining out, or hotel room expenses.  I just have to drive to the start line and have a good time running. Fist pump for inexpensive race weekends….AND my favorite post of the week! Posts That Make Me Fist Pump Credit Card Facts to Scare Your Straight from The Jenny Pincher 7 Powerful Money Rules You Usually Ignore from The Money Principle 17 Staggering […] Read more »

Trouble Starting An Emergency Fund? Try A Change Jar!

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The emergency fund is one of the fundamental tools needed for financial freedom. Without an emergency fund, any unexpected expense results in a financial crisis that could require some extreme measures to recover from. I know this from personal experience all too well. Once you have an emergency fund, keeping it going is easier because a person understands it’s true value. The problem is the initial startup of getting it going. It’s hard to change your spending habits to set aside money for those things that just pop up in life. It’s also hard to see money just sitting there […] Read more »

2 Ways to Make Your Money Work for You in Time of Financial Volatility

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Have you noticed that your money is making much less money than it used to? I’ve been watching this get more and more serious over the last decade or so. Even if you have no direct experience of that – though I do hope that you all have some savings and investments – you couldn’t have missed the mainstream media headlines. Inevitably these are dressed in drama, fear and exaggeration though there is a kernel of truth in them. See for yourselves: ‘Devastating’ blow for prudent Brits as almost 300 accounts have interest rates slashed Interest rate massacre: scores of […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/16

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My family and I are headed out of town today for a family event tomorrow.  Family from various parts of the Midwest will be coming together and staying in the same hotel this evening.  As my wife was booking our room, she found that we had accumulated enough points through the hotel chain’s rewards program to get a free night’s stay.  BONUS!  We don’t stay in hotel’s often, but my wife is diligent in making sure we get our points.  This is the first time we’ve accumulated enough points for a free room.  We may be going out of town […] Read more »

Save Money On Snapple® Tea With Price Rollback at Walmart!!!

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This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #SnappleRollback #CollectiveBias Here at Enemy Of Debt, we help you get the most out of your hard earned money.  If you like Snapple, you’re going to LOVE this money saving opportunity at Walmart! Stock Up On Snapple 64 Oz. Peach, Diet Peach, and Kiwi Strawberry- Buy 2/$3 on Rollback at Walmart! Buy your favorite Snapple flavors for only $1.50/64 Oz. bottle (originally $1.98) from now until November 30th. Don’t miss out on your chance to enjoy more of your favorite Snapple drinks when […] Read more »

iPhone7: Worth the Hype, or Complete Waste Of Money?

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Last week Apple officially unveiled the iPhone 7, causing much buzz among consumers. I know people that were watching the announcement live while they were at work. I witnessed unbounded praise on Facebook from friends that are fans of Apple. I’ve already seen iPhone 6 models up for sale as they’ve per-ordered their iPhone 7. With all of this, I figured I should at least familiarize myself with the wonders of this new phone and why people are getting ready to once again camp out in line to shell out a minimum of $649. I did some research and created […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/8

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On Sunday, my son is having his senior pictures taken.  After shelling out some serious cash for my daughter’s homecoming dress, this is going to be another shot in the budget.  The good news is, the photographer has a menu of products, and we can pick and choose what we want to buy to fit within how much we want to spend.  We’ll see if we can get what we want, or if we’re going to have to squeeze our spending a bit to pay more.  One one hand, they’re just pictures….on the other hand he’ll only be a senior […] Read more »

Buy 1 Get 1 50% Off Sales: 3 Steps To Maximizing Savings

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Buy One, Get One 50% off sales make me tingle all over. When this kind of sale is offered by retailers, I like to take full advantage as it has the opportunity to save me a significant amount of money. But, you have to be careful with your purchases or you won’t get as much of a benefit as possible. My daughter and I walked into a shoe store looking for footwear for the new school year. The windows of the retailer were plastered with signs advertising a buy one, get one 50% off sale. My daughter found a pair […] Read more »

5 Good Shopping Habits you Need to Adopt Now

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Do you like to shop around? If yes, then you must adopt some good shopping habits. When you develop these habits then you are in a position to save money always. Let’s find out what these habits are. 1.Don’t Be Blind Brand Follower No doubt, a lot of people have become very conscious about brand shopping. They become blind followers of brand and never look around. It is indeed a mistake and everyone should avoid it. Though brands offer quality goods for you yet you might be paying more money than needed sometimes. So, don’t stuck on logos. You should […] Read more »

Avoiding Debt in the Online Domain

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Whether you’re doing a little digital shopping for some gifts for your loved ones, or just taking a gamble at an online gaming site, the arrival of the internet in our lives has presented us all with a huge variety of ways to spend our money. And it’s the sheer ease and convenience of hitting that PayPal button that makes any financial activity on the internet require a little more thought than when shopping in your high street store. It’s all too easy to make those spontaneous purchases that quickly stack up and lead us perilously close to finding ourselves […] Read more »

The Benefits Of Working With Ameritech Financial

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Headquartered in Rohnert Park, California, Ameritech Financial Corporation is a consumer advocacy group that helps students organize and repay their student debt. More specifically, the company helps its clients find suitable student loan repayment plans. Moreover, the company also offers its clients financial analysis and document preparation services. Some of the other benefits of working with Ameritech Financial include: A Wide Range of Services Ameritech Financial offers a wide range of services and programs, including public service loan forgiveness (PSLF), income-contingent repayment plan (ICR), income-based repayment plan (IBR), loan deferment, and loan forbearance. Regulatory Compliance The official Ameritech Financial review […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/2

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Labor Day weekend is here, which for my kids means school starts next week.   The beginning of the school year signals the imminent change of seasons, but also means a change in the household budget.  It’s time to switch over to the school year spending plan which translates to buying less groceries since the kids aren’t home during the day and adding a “school lunch” line to the plan.  It’s not an even exchange as school lunches tend to cost more than the extra groceries I buy for the summer.  It might not be a lot, but it has to […] Read more »