Debt Free News From A Debt Free Reader #4

Hello everyone. I hope you all have a wonderful debt free Friday. I’ve decided to share another Debt Free News From A Debt Free Reader submission with you today. One of the things I’ve learned from listening to people call into the Dave Ramsey Show to scream they’re debt free—hearing that call makes a HUGE difference. Hearing someone else to the point of tears after finally paying off that debt is an emotional experience. Paying off debt is like running a marathon. It takes A LOT out of you—tremendous strength, discipline, sacrifice, and endurance—but each and every cramp is worth […] Read more »

Lifestyle Design And Debt Freedom Go Hand And Hand

Ever heard of lifestyle design? Ever dreamed of debt freedom? We often go through life blindly heading in whatever direction the wind blows, rarely questioning our purpose or direction. All we know is that popular phrase we all seem to embrace—“Thank God it’s Friday!!” Friday is the the most popular day of the week right? When we reach Friday we know we have the weekend to do WHATEVER WE WANT. It’s almost our purpose for the entire week. (ZOMBIE-LIKE) “Make it to Fri-daaay.” We enjoy our weekend so much that when the dreaded M-word registers in our head late Sunday […] Read more »

No More Mondays And Why Everyday Is Friday Now

Hello everyone! Happy Monday! I am going to share some news with you today that I am excited about. We have made a pretty bold, but confident decision that involves my employment. You could say it all started with two books, but really it started at the time I started working. We all dream of doing what we want to do as opposed to what we feel we have to in order to survive financially, but actually doing it is a completely different story. The books that encouraged me to eventually take the plunge was No More Mondays and 48 […] Read more »

Debt Free News From A Debt Free Reader #3

It’s time for another Debt Free Friday edition of Debt Free News From A Debt Free Reader. I will be stepping up my efforts to get more of these so that I can give you real debt free results from real debt free readers at least twice a month. YOU can help me! Are you done paying off your debt? Let me know by contacting me here if you’re interested in inspiring others with your story. Today I bring to the podium of celebration, a self-proclaimed geek, who started the blog Fiscal Geek. Paul has recently become debt free so […] Read more »

Debt Is A Lot Like Chewing Gum

You can smell the flavor before you even get it unwrapped. Mmmm! It’s going to be so refreshing. You start vigorously chewing with focused attention as you excrete the juicy taste from the once dry, powdery stick of gum. It’s so good and you hope it never ends, but as much as you enjoy it, you start to realize that the love affair is over. That taste that was promised to last forever now tastes like wet cardboard. What do you do? You grab two pieces. Maybe, just maybe, it will last for ten minutes instead of just five.  Something […] Read more »

Tax Refund: Will You Save It, Pay Off Debt, Invest It, Or Waste It?

As we enter tax season, there are some relevant questions we should ask ourselves about our intentions concerning how we use our tax refund. If any of you are like I was, before I became the Enemy of Debt, you’ve probably spent a few tax returns before the ink even dried on the paper. Now most “good” financial advisers will tell you to change your withholding so that you are not giving the Government an interest free loan each year, but also to give yourself more of your own money each month. I actually believe the same thing, but have […] Read more »

Weekend Review: Save-A-Lot Edition

Hey everyone! I hope you are having a great weekend so far. Below you will find out how Julie’s shopping experience at Save-A-Lot went. It sounds like she did save a lot! Also I have put together some links from other bloggers that I have enjoyed this past week. Please enjoy and have a great rest of the weekend! From Julie: (The winner of the $15 Save-A-Lot gift card and EOD T-Shirt) Just wanted to give you an update of my Save a Lot experience. Could not have come in at a better time. Out of the blue – last […] Read more »

The 50 Plates In 50 States Project

Hello my awesome EOD readers! I am very excited to announce something that I have been thinking about for some time now. It’s called “The 50 Plates In 50 States Project”. Basically, I think it would be SUPER COOL if someone in every state declared their hatred for debt the way that I have. As some of you know, I have already done this myself. So what I envision is for 49 of you, one from each state with the exception of Virginia, to eventually get a personalized plate that reads: Once you have done this, be sure to email […] Read more »

In Order To Succeed Financially, You Must Redefine The Word “Deal”

As the new year approached I thought about all of the things that changed in my life for 2009. The more I thought about it the more I realized that I could indeed be happy with my progress in many areas of my life. Since this is a financial blog, let’s talk about one of the things that I feel was the biggest breakthrough for me financially. The funny thing is that I was introduced to this in early 2008 when I took Financial Peace University, but I guess it had to marinate for a bit first. My breakthrough was […] Read more »

People Need An Excuse To Spend Money, And They’re Eager To Find One

Do You Justify Your Purchases? What About The Bad Ones? A few weeks ago, I was sitting at home watching some T.V. with my wife, after watching 27 inches of snow fall. We were snowed in the day before, and could barely get around on day 2. It was the top of the hour so there was a news update, and that’s when I heard it. I almost couldn’t believe my ears but my wife confirmed what I thought I heard. We watched a news report that stated people were considering an upgrade to a 4WD vehicle—due to the recent […] Read more »

Win a $15 Save-A-Lot Gift Card!

Good evening everyone! As stated in the title I am doing another fantastic giveaway. To me, there’s nothing like being able to share savings with others. Whether it be by way of words on the screen or physical savings—it doesn’t matter. Saving money is something that should be a top priority whenever you decide to spend your hard-earned money. No matter how big, or how small. That’s why I am giving one lucky person the chance to win a $15 gift card to Save-a-Lot food stores. I was really hoping to visit one of the stores close to me, but […] Read more »

Organize And Break Your Goals Down Into Actionable Steps

Have you made a list of goals for 2010 yet? Most of you probably saw my very comprehensive list of resolutions that I posted on Friday. In fact, some of you may have cringed at such a long list. One of my good friends, and a subscriber, sent me this message in response to that post. “Drink more beer!” Haha! Now I just want to point out to all of you that this is a first for me too. I’ve made resolution after resolution, year after year, only to lose interest fairly quickly. It seems that most people, including myself, […] Read more »

My 2010 Comprehensive List Of New Years Resolutions

What are your New Year Resolutions? It seems to be so easy to make resolutions but even easier to abandon them as the year passes by. My main goal for the year is to stay motivated to complete all of my resolutions for the year. I plan to do that by giving you a monthly update as to my progress on these goals below. Ultimate accountability! I would ask that you help me by keeping me accountable. You can do that by actively participating in the comments section of each “Resolution Tracker” update post. Thank you and I hope each […] Read more »

Are You Looking To Improve Yourself In 2010? Accept My Challenge And You Could Win $100!

  The New Year Is Approaching Fast, Are You Ready For Real Change? Would you like to improve yourself in 2010 and have fun at the same time? I do, which is why I decided to join the Improve Yourself! 2010 8 Week Challenge. Dustin over at Engaged Marriage is a great friend, and the guy with the master plan to help you, me, and whoever else wants to, accomplish our resolutions for 2010. (details below) Special Enemy of Debt Challenge and Giveaway!! As someone who believes wholeheartedly in setting goals, which is a big part of Enemy of Debt, […] Read more »