It’s Your Money, YOU Spend It!

Hello debt haters! A few weeks ago I received an email from a reader that suggested I write a post about how other people spend your money for you. I have to admit it is a great post idea, and I am really surprised I had not come up with it earlier. You see, I have my own issue with this very problem. Kelly in Cleveland Ohio wrote in: “I’d love to see an article on “When others spend your money for you”. For example, a 50th wedding anniversary for my fiance’s parents. We were just notified that we’re paying […] Read more »

Meet Mrs. Accountability from Out of Debt Again

Today Mrs. Accountability from Out of Debt Again and I are exchanging question and answer posts. Mrs. Accountability is a personal finance blogger who is working to get her family out of debt… again! When you’re done reading her answers here, go on over to her blog to read my answers, take a look around and subscribe to her blog! photo credit Is your spouse a spender or a saver? It’s hard for me to categorize my husband as one or the other, because when I think of a spender I think of someone who is somewhat out of control […] Read more »

Debt Free News From A Debt Free Reader #6

Hello everyone. As always, I hope you all are having a wonderful debt free Friday. Today’s Debt Free Friday addition is from one of my good friends, Dustin from Engaged Marriage. He is a wonderful guy, and one of the things I love about him so much is his passion to help others. Him and I, have a lot in common and I know we will be working together on some great projects in the future. Please stay tuned by subscribing to Enemy of Debt if you have not already. You would be missing out if you did not also […] Read more »

Time Management – Organizing Your Time For Maximum Results

I posted this today because I find myself needing more time. Time management seems to be an area we could all improve in so I hope this is helpful to you. It’s a short video from someone that has taught me a lot about myself and my potential. Brian Tracy has helped hundreds of thousands of people improve and become more productive, more successful, and more wealthy. Today I needed this! If you are interested in learning more I have included below, a way for you to do just that. I love to read, but admit that if I could […] Read more »

Debt Free News From A Debt Free Reader #5

Hello everyone. I hope you all have a wonderful debt free Friday. It’s time for another Debt Free News From A Debt Free Reader installment. This one is brought to you by Mr. J Money from Budgets Are Sexy. I have been friends with J since around the middle of last year, and he really is the nice, caring guy that wants to help make your finances and your life go a little smoother. He is really good at posting on topics to make personal finance a little less boring and has proven that budgets really are sexy. At the […] Read more »

Book Review: Living Well With Bad Credit

Back in December, I was asked if I would participate in a book review online tour. The book is Living Well With Bad Credit by Chris Balish and Geoff Williams. Now before I get started I must point out that this book has some things I ultimately disagree with, but with that said, it also has some helpful tidbits to help exterminate the notion that bad credit is the end of life as you know it. One of the very first things that stood out to me was one simple phrase. It’s a phrase that sounded so familiar, but it […] Read more »

Are You Smarter Than The United States Government?

Today I decided to present you with my version of Are You Smarter Than A 5th Grader with an EOD twist of course. What I want to know though, is Are You Smarter Than The United States Government? On the regular…I hear average people complain about the current state of our economy. I hear average people complain about Government spending and how wasteful and inefficient it is. I hear average people complain about the rising U.S. debt, which is now over 12 trillion dollars. I hear average people complain about the U.S. budget which seems to be compiled of massive […] Read more »

The FREE E-Book “LOVEveryday” Has Finally Arrived!!

I told you it was coming, and now it’s finally here! The LOVEveryday E-book is now available for download and distribution. (Click the link or view the sideshow below.) We hope you enjoy reading it, as much as we enjoyed writing it.  Sometimes the information you need to make certain changes in your own life are right in front of you. This could be one of those times! Don’t leave it to chance, as I am 100% convinced you will take away from this, something of value, you can apply to your own relationship or marriage. I sure plan on […] Read more »

Happy Birthday To Me

I was born on February 8th 1975, and today I am 35 years young. Being 34 wasn’t bad at all, in fact as the years pass me by, they seem to get better and more fulfilling. Some people have a problem with getting older, but not me. I welcome the added wisdom, knowledge, and experience of the previous year, and am ready to move on to bigger and better things. Age is nothing more than a number. Live life, love life, and enjoy it while you can—become DEBT FREE! In 1975: Gerald R. Ford was President – President Ford escaped […] Read more »

Coming Soon: LOVEveryday – Thoughts On Loving Amidst The Chaos Of Life FREE E-book

Hello everyone! I am SO VERY EXCITED to be announcing this project I have been involved in with some great people. (Listed below) This project was a collaborative effort to bring you a variety of insight and knowledge from a wide spectrum of writers on the subject of marriage and/or relationships. All and all, there was 27 of us that came together to make this happen. What an awesome idea and effort! One of my favorite best-selling authors was in on it too. Dan Miller, the author of 48 Days To The Work You Love and No More Mondays, and […] Read more »

The March 2010 “Manage Your Money” Challenge: Featuring Pocketsmith – Are You In Or Out?

Howdy folks! Two of my 2010 resolutions for Enemy of Debt in the year 2010 were to 1) Engage subscribers more actively and 2) Build an active and supportive EOD community. That’s why I have decided to ask you to participate in a new feature post at EOD called “Manage Your Money”. OTHER MANAGE YOUR MONEY POSTS Manage Your Money Sign Up Manage Your Money Pre-Challenge Post: On Paper On Purpose I Love You…Like A Blogger! WEEK ONE CHALLENGE: Manage Your Money – Wants Versus Needs (Mandatory participation to win prizes) WEEK TWO CHALLENGE: Teamwork, Accountability, and Kids (Mandatory participation […] Read more »

Master Your Freedom Because Being The Slave To A Master SUCKS!

It seems that most people consider the word freedom to only pertain to physical slavery. I’ve had many conversations on the subject and have been surprised to find that some do not see having debt as a form of slavery. In my mind, I find that laughable, but it is far from funny. Personally, I feel it is nothing more than denial and denial solves nothing. As they say, the truth shall set you free. I think that most people know the generic definition of freedom, but let’s assume for a second that they don’t. The Definition of Freedom Actually […] Read more »

Debt Free News From A Debt Free Reader #4

Hello everyone. I hope you all have a wonderful debt free Friday. I’ve decided to share another Debt Free News From A Debt Free Reader submission with you today. One of the things I’ve learned from listening to people call into the Dave Ramsey Show to scream they’re debt free—hearing that call makes a HUGE difference. Hearing someone else to the point of tears after finally paying off that debt is an emotional experience. Paying off debt is like running a marathon. It takes A LOT out of you—tremendous strength, discipline, sacrifice, and endurance—but each and every cramp is worth […] Read more »

Lifestyle Design And Debt Freedom Go Hand And Hand

Ever heard of lifestyle design? Ever dreamed of debt freedom? We often go through life blindly heading in whatever direction the wind blows, rarely questioning our purpose or direction. All we know is that popular phrase we all seem to embrace—“Thank God it’s Friday!!” Friday is the the most popular day of the week right? When we reach Friday we know we have the weekend to do WHATEVER WE WANT. It’s almost our purpose for the entire week. (ZOMBIE-LIKE) “Make it to Fri-daaay.” We enjoy our weekend so much that when the dreaded M-word registers in our head late Sunday […] Read more »