We’re Getting a Debt Consolidation Loan, and I’m OK With That


Hot off the presses, EOD Nation, despite all you may have read, debt consolidation loans are not evil. Even after completing a debt management plan in which we paid off $109,000 of credit card debt, my wife and I knew we still had actions we had to take to really get our finances completely on the right path. One of those actions is paying off two additional lines of credit that could not be included in our debt management plan. Our goal was to consolidate these two lines of credit with a single consolidation loan. We applied for such a […] Read more »

I Love You Like A Blogger Roundup – 07/18

We’re headed to a wedding this weekend, something we haven’t done in quite a long time.  It should be a good time, as it’s for a daughter of a coworker and friend of mine.  Party with the work crew!  I’m guessing that all the usual wedding songs will be played at the dance, and there may be some fist pumping action going on.  But it won’t compare to the reaction to this week’s list of favorite posts, there were some great ones this week. Get ‘em up! Posts That Make Me Fist Pump Is It Possible To Live Without Credit? […] Read more »

The Lemonade Stand Review, and IPad Mini Giveaway!


Whenever I pass a lemonade stand on the side of the street, I pull over. Regardless of where I’m going, how busy I am, or whether I’m thirsty or not I pull over and buy a couple of glasses. It’s a personal policy. I did the lemonade stand thing many times when I was a kid, and I know how discouraging it is to not have any customers. I also know how awesome it feels to have someone take the time to stop and help you reap the rewards of your hard work. I absolutely LOVE seeing a kid’s eyes […] Read more »

I Love You Like A Blogger Roundup – 7/11

It’s a very tired fist pump from me this morning, my friends.  The ringing of our home phone woke me up at 1:00am.  Being a software engineer part of a team that writes firmware for very large business class servers, I’m essentially always on call. I was called to look at a critical customer problem and worked most of the night.  Hopefully you guys can all back me up this week – so get ‘em up. Have a great weekend! Posts That Make Me Fist Pump 5 Causes of the Money Blues and How to Eliminate Them from The Heavy […] Read more »

Are Luxury Hotels Worth the Price?


A car pulls up to a hotel, the owner gets out as a doorman removes the bags and a valet takes the keys and drives away.  Inside the lobby a well dressed person at the reception desk goes through the check in process while describing all the amenities the hotel has to offer.  Being able to stay at a luxury hotel where employees bend over backwards to do everything for you is portrayed as a symbol of pampering and wealth. But is it really all it’s cracked up to be? My wife and I spent the 4th of July weekend […] Read more »

I Love You Like a Blogger Roundup – 7/4

I’m away for the weekend celebrating the 4th of July in the great city of Chicago with some friends and family.  We had a great night last night at a dueling piano bar and having Chicago style pizza, and today it’s off to Navy Pier and the Dave Mathews Band concert.  We’ll wrap things up with going to Ribfest on Sunday….YUM!  How are you spending your 4th of July Weekend? Before we get into our usual fist pump routine, I wanted to mention that I had the honor of having a guest post published at mint.com this week.  I Don’t […] Read more »

Have We Learned To Use Credit Responsibly?

Using Credit

The thunder and lightning carrying on outside represented my struggle well. Two evenly matched forces were doing battle inside my head. The need to save money whenever possible, and my solid stance that using a credit card to pay for something should be avoided at all costs. Let me be clear, I do not think that credit cards themselves are evil. When used correctly, they can be a valuable tool in a person’s financial tool belt that can actually save money.   However, I have a huge problem with some of the business practices and policies of credit card companies. My […] Read more »

I Love You Like a Blogger Roundup – 06/27

There are two events that have had me looking forward to this weekend: 1.) The new Transformer’s move comes out today.  Yes, I’m a big geek.  I loved them as a kid, and while some of the moves in the series haven’t been all that great, this one looks like it may finally live up to  the hype.  My son and I are going to go see it this afternoon. 2.) Sunday is my wedding anniversary.  18 years of wedded bliss with Mrs. Vonnie Pizel.  I’m looking forward to celebrating our lives together.  We’re just getting started! Can I get […] Read more »

Your Kids are Watching, What Are You Teaching Them?


In a rush of memories recalled by the video being projected onto the wall, I was reminded of countless times my parenting skills didn’t qualify as Father Of The Year material. It was the last session of my son’s driver’s education class and parents were asked to attend the last half of the session. The instructor was attempting to drive home the point that the only way we will ever create a culture of safer drivers was for us parents to put in the time and effort to teach our sons and daughters how to be good drivers. The video […] Read more »

I Love You Like a Blogger Roundup – 06/20


My 18th wedding anniversary is coming up in just a few weeks.  Three years ago, Vonnie and I were at about the midway point in our debt management program.  We were making progress, but money was tight and I was looking for an inexpensive yet meaningful  gift to give her.   She absolutely LOVED the look and smell of plumeria flowers when we were in Hawaii, so I found a online company that sold plumeria plants.  Since they were shipped from Hawaii, all the leaves and branches had to be removed so essentially what I got for my $10 was a […] Read more »

No Effort, No Results


A little over a year ago my mom had major back surgery.  Over the years her spine had become so twisted that it was squishing her internal organs in a way that was extremely uncomfortable, and would only get worse.  Titanium rods were attached to her spine using large screws in hopes that it would force her spine to be straightened, improve her posture, and resolve some breathing and pain issues she had been dealing with for years.  She is in her mid to late 60′s and the doctors advised that if she was going to have surgery the time […] Read more »

I Love You Like A Blogger Roundup – 6/13

This Sunday is Father’s Day, so I’d like to give an extra special fist pump to all the dads out there!   The best gift I received from my wife for Father’s Day was very simple:  Time.   I’m a busy guy, constantly in motion doing things to keep the household running.  One year she told me that for the afternoon I could do whatever I wanted.  I decided to finally get to trimming the trees in the front yard of the home we lived in at the time.  I just couldn’t ever seem to find the time to get it done,  […] Read more »

No Thanks, DirectTV, You Know Where You Can Stick Your High Pressure Sales Act


I thanked the employee that had asked if I needed any help, guided me to what I was looking for within Best Buy,  and answered my questions. As I began to turn away, he said, “Oh, just one more thing. Who is your cable provider?” It was at that moment I noticed for the first time he was wearing a shirt with the DIRECTV logo embroidered into it. I knew exactly what was coming next as he led me to a table where he pulled out a notebook and started asking me more questions. He wrote information I was providing […] Read more »