The New Year Is Approaching Fast, Are You Ready For Real Change? Would you like to improve yourself in 2010 and have fun at the same time? I do, which is why I decided to join the Improve Yourself! 2010 8 Week Challenge. Dustin over at Engaged Marriage is a great friend, and the guy with the master plan to help you, me, and whoever else wants to, accomplish our resolutions for 2010. (details below) Special Enemy of Debt Challenge and Giveaway!! As someone who believes wholeheartedly in setting goals, which is a big part of Enemy of Debt, […] Read more »
Giveaway – Win a $25 Gift Card To T.J. Maxx!
Hello everyone! I am back with another giveaway. Last week I received in the mail a few gift cards—one for T.J. Maxx and the other for Marshalls. Each for $25! I really wish I could have done this giveaway before Christmas to give you some extra spending money, but better late than never right? My wife used the Marshalls card to do some last minute Christmas shopping, and was really impressed with all of the deals she found. She had a great time looking around and had no problem finding the perfect gift. It has been a while since either […] Read more »
Pay Off Debt In 2010 By Increasing Your Debt Snowball
Are you ready to pay off debt in 2010? If it is not one of your New Years resolutions, then you should take this opportunity to make it one now. Debt is not your friend, and if you are one of the many people out there that carry a balance from month to month, then you know what I am talking about. Get rid of it! Get rid of the financial roadblock that is keeping you from experiencing financial peace. Being broke is no fun. Living paycheck to paycheck is stressful, so now it is time to make the changes […] Read more »
Did You Have A Debt Free Christmas?
Well Christmas has come and gone…again! It was a good one too! I hope you all had a wonderful Christmas! Now is usually the time when people start to come down from their Christmas buzz, and reality begins to set in. You’ve heard of buyer’s remorse right? For those who haven’t, it comes after a major purchase, or minor for some people, when you begin to regret your decision to buy whatever it was that you bought. I’ve experienced it for sure! Let’s just call this Christmas remorse shall we? Christmas remorse?? It almost sounds like a bad word. Who […] Read more »
Merry Thriftness – It’s NOT About Being Cheap, It’s About LIVING And LOVING Frugally!
Do you require a gift from someone to be brand new? This is something I have wondered for a while now and it seems like the perfect time to discuss it. With Christmas happening in two stress-filled days, a lot of people are busting their budgets, in hopes of satisfying the person they are buying gifts for. I have to admit, I really hate choosing a gift for someone. It’s a lot of pressure to try and get the perfect gift for someone, only to wonder if they even liked it. (Consider for a second the rush of after Christmas […] Read more »
Brad and J’s Christmas Stimulus Winner Revealed! Merry Christmas To All!!
For those that were asleep last Tuesday, J. Money from Budgets Are Sexy and I, teamed up to bring you Brad and J’s First Annual Christmas Stimulus. Be sure not to fall asleep next year because we will be doing it even bigger and better. We hope that this is something that we will continue to do each and every year—perhaps until J and I realize that our arthritis hurts too much to type. 😉 The moment you’ve all been waiting for. First, I want to thank each and every one of you for taking the time to list two […] Read more »
Bankruptcy – A Solution, A Cop-out, Or An Enabler?
Have you ever considered filing bankruptcy to resolve your financial crisis? I know I have, but was so very glad that someone who cared about me decided to speak up. Determining yourself to be financially incapable is nothing to take lightly, but it seems that these days, filing for bankruptcy is no different than having your teeth cleaned. I refer to filing for bankruptcy as the equivalent of taking the morning after pill to prevent unwanted pregnancy, and here’s why. The fact of the matter is that in both cases, someone wakes up one day and suddenly realizes “Hey, I […] Read more »
Brad And J’s 1st Annual Christmas Stimulus 2009
Are you ready to hear my super secret surprise? You should be because I am so excited to tell you about it! It all started with a post I wrote titled, “Help Your Neighbor Christmas Stimulus“. My idea at the time was to take a portion of your Christmas budget and use it to help someone close to you feel a little less stressed this holiday season. Originally, our Christmas budget was $250, and I pledged to take $150 of that, and use it to “help my neighbor”. Although I will admit we spent a little more than the $100 […] Read more »
5 Simple Ways To Pay Down Your Credit Card Bills Faster – Entirely On Your Own
Hello everyone! As you know I am still on vacation, but wanted to still give you something to chew on for the week. Kris who writes for debt-tips.com, submitted this guest post, and although he and I disagree on debt consolidation, we both agree that becoming and staying debt free is a good thing. I also try not to flush people out just because I disagree with them on a few issues, as I feel that there is most of the time something of value to be heard. For the most part, I think Kris has given some good advice. […] Read more »
Reader Question: Where Do I Start If My Income Is Nothing?
First, I would like to let everyone know that I am on vacation this week. I intend to post as usual but don’t want to promise anything only to disappoint anyone. I am currently in Savannah, Georgia on my way to Orlando (NOT going to Disney), Fort Lauderdale, and Naples. We plan to return on Tuesday of next week, but could possibly stay longer since we aren’t under any real time constraints. Now that is out of the way, I would like to discuss a readers question that I have been wanting to respond to for a while now. After […] Read more »
The Psychology of Money and Wealth
The results of my research for my guest lecture to the class: The Psychology of Money and Wealth. I was researching material for this lecture and came across this question. What stops people from succeeding financially, and having ongoing prosperity in their life? The answer is something I have addressed many times on this blog. The answer is believing that it is not possible to succeed financially, or even be prosperous in other areas of your life. A persons attitude about money is the number one hindrance to acquiring wealth and prosperity. Your attitude affects your behavior, and your behavior […] Read more »
The Extraordinary Life Network: United For A Common Purpose
Are you looking for the extraordinary in life? If so, you are in luck. Today we are announcing an exciting new network of bloggers dedicated to helping you reach your life goals. We are an assorted bunch, that specialize in different aspects of life. It makes me think of an old cartoon I used to watch called Voltron, where 5 young pilots, commanded 5 lion robots, & join together to form one large robot in order to save the planet. Sounds fun right? Read more »
Buying Bargains: How We Will Spend Less But Give More This Christmas
Is buying bargains high on your list of priorities? If not, you may want to reconsider. On Monday I told you I would share with you how my beautiful wife and I are saving money this Christmas. I also wanted to share with you some of the ways we are bringing in a few extra dollars to offset the unexpected expenses we’ve had in November. We donated more money this month than we budgeted so we thought it was a great idea to put our thinking caps on to earn extra dollars. Too bad I didn’t have my thinking cap […] Read more »
Happy Thanksgiving To You All!
I was over at Man Vs. Debt this morning, and I enjoyed watching his video post about the three things him and his wife were thankful for this year. He asked his readers to share three things they are thankful for, and my reasons, listed below, are just three of the many things I am thankful for this year. It was a wonderful year for us! 1.) I am thankful for the healthy birth of our new little man Noah. He has been a blessing and so much fun to be around. 2.) I am obviously thankful for the fact […] Read more »