These articles are some of my favorites from blogs I follow via RSS Feed. I really could have added another five articles but didn’t want to cause a brain overload. After all it is Friday! Enjoy, and have a wonderful weekend! Oh yeah, you’ll notice I finally was able to “left-align” my sidebars and comments section. You’ll also notice that it caused my navigation bar to left align. Ugh! Web Design will likely be my next class in the cross hairs. Money Help For Christians presents Debt: Upside Down And Backwards. You can find a guest post over at Debt […] Read more »
15 Books Everyone Should Read At Least Twice
Reading Rocks! Recently, Newsweek published an article with what they called, 50 Must Reads Now, And Why. Now I am certain some of the books they picked are great reads, but I am also sure that they left better ones out. So I came up with a list of financial books I think everyone should read. More than half of these I have read, and the rest are on my to-read list. The ones that I haven’t read have been highly recommended by others with great enthusiasm. These books will help you in everyday life, and will motivate, inspire, and […] Read more »
Fully Funded Emergency Fund – Do It Your Way!
Go Get You An Umbrella! You’ve reached baby step 3! You now have NO DEBT except for your house, and are ready to beef up your savings. Congratulations! You are climbing a mountain and are two-thirds of the way up. Can you see the top? Pretty soon you will be at an overlook that you at one time thought was impossible. Keep moving forward! There may be times when you feel as if you are moving too slow, but just keep moving! Now isn’t the time to stop! Now you should be more motivated and here’s why. When you were […] Read more »
Hope Is The Dream Of A Soul Awake
“When you do nothing, you feel overwhelmed and powerless. But when you get involved, you feel the sense of hope and accomplishment that comes from knowing you are working to make things better.” As some of my most loyal readers know, I eat, sleep, bath, and drink personal finance. It’s sometimes all I talk about, definitely all I think about, and I seriously love blogging about it! I absolutely NEVER EVER pass up an opportunity to discuss with someone the benefits of debt freedom. My co-workers and friends, even the ones that aren’t completely on board, seem to know deep […] Read more »
Week In Review: Frugality Edition
My Top Two Frugality Posts Of The Week I like Living Off The Grid from Frugal Dad. Here he talks about how the accumulation of stuff has caused us to become slaves to our own lifestyle. Shawanda Greene from You Have More Than You Think wrote The Case For Frugality and I must say, she did an excellent job of making the case. The title alone grabbed my attention because it reminded me of one of my favorite authors. She makes the point that if you live a frugal life, you will have more time and money to spend doing […] Read more »
Individual Responsibility – A Challenge
Enemy of Debt And Frugal Freedom Living Team Up! Another friend of mine over at Frugal Freedom Living created a page (excerpts below) to highlight our similar beliefs on individual responsibility. Clair Schwan contacted me after reading a few of my articles and we talked about success, personal responsibility, and of course debt freedom. Clair is a good friend to have and has put together a very insightful website to help you see frugality in a different light. I know people that view frugality as something someone who is greedy and wants to hoard money partakes in. It’s quite the […] Read more »
One Good Turn Deserves Another
I have been blogging for over a year now but I can honestly say that I really didn’t know blogging until I met J Money over at Budgets Are Sexy. He is the first person I met blogging that I became friends with. I admire his frugality and extreme dedication to saving and investing. He is not even 30, yet he has more savings than the average person in their 50’s. We communicate back and forth quite frequently and have much respect for each other. We have even been known to duke it out, in a friendly fun kind of […] Read more »
HELP! I Had To Use My Emergency Fund!
Even The Best Plan Has Snags Having a baby emergency fund is an essential part of starting a healthy financial plan. It gives you some wiggle room in order to handle what life throws at you (mainly the little things), while paying off your debt with gazelle intensity. If you have no debt, then you should have 3/6 months of savings in your fully funded emergency fund. Life happens at the most inconvenient time, but if you have an emergency fund, it’s not so stressful. Needless to say, when that time comes you will need to know what to do […] Read more »
Loans, Gifts, And Boundaries: How Loans And Gifts Create Bondage And Why Boundaries Are Important
I have recently been thinking about how loans, gifts, and the absence of boundaries affect relationships. Have you been in a situation where family or friends gave you a loan to help you get through a rough spot? Have you received multiple gifts from a loved one? On the other hand, have you given a loan, or tried to help out by giving a loved one a gift or gifts? I want to discuss with you today the cause and effect relationship that all of these scenarios create and why it is important to implement boundaries. When I Give A […] Read more »
“Financial Independence” Ceremonial Speech
As you know I am currently taking a public speaking class. The last speech I posted was an informative speech about The Benefits Of Saving. I told you that I planned on doing my ceremonial speech as if I had just become debt free. I did so, but also decided to make it about my entire class becoming debt free. Not only that but I wrote the speech as if I was giving it to a crowd of people. After all, this kind of celebration would be huge. I am scheduled to give this speech tonight in class. I am […] Read more »
Baby Emergency Fund – Do It Your Way!
Options To Consider When Saving To Achieve The Maximum Emotional Impact For well over a year as I have been doing the plan myself, I have been paying attention to how people respond to doing or possibly doing The Total Money Makeover. I have coordinated and lead 2 successful FPU workshops, spent some times facilitating the FPU forums, been a member of the mytmmo.com forums, and listened to many friends. I have heard people that had no savings yet, say that they didn’t think $1,000 was possible, while others have said it wasn’t enough. Saving money is tied to emotions, […] Read more »
Meal Planning Saves Time And Money
Just click above to learn more! Meal Planning Saves! I know there are lots of people out there that are very efficient at meal planning. You save time, money, and unnecessary running around at the last minute in order to get that hot meal on the table. To those of you out there that this applies to, I applaud you. We have tried it a few times and it always seemed like we spent a trillion dollars a week in order to grab every ingredient. Needless to say, we gave up because of it! We know meal planning has many […] Read more »
Happy Independence Day 2009!!
I hope everyone has a safe and festive Independence Day weekend! I also hope as you celebrate America’s birthday, you can think of it as more than just another extended holiday weekend. As a country who enjoys great freedoms, it is a very important day! Independence is defined as the state or quality of being independent; freedom from dependence; exemption from reliance on, or control by, others; self-subsistence or maintenance; direction of one’s own affairs without interference. For Your Country: Celebrate your independence and freedom, and honor those that sacrificed in order for you to have them. Freedom doesn’t come […] Read more »
EOD Interviewed By Mr Credit Card On Blog Talk Radio
Mr Credit Card, from askmrcreditcard.com interviewed me yesterday! I was slightly nervous as it was the first time I had ever done that kind of thing live. After listening to it, I feel it went well and I hope that you enjoy it as well. Just so you know, the first 35 seconds is silent. (I called 3 times before we were actually connected, and each time I thought I was on hold waiting to go live, but each time heard the computerized voice say “thanks for calling blog talk radio….goodbye!” At the end you’ll also hear me talking to […] Read more »