Using Checks is Bad For My Finances

I stared in confusion at the papers laying on the kitchen table as I attempted to reconcile our checking account. My mortgage statement said the amount due was $1543 as it always does. The numerical dollar amount written on duplicate of the check I dropped off at the bank matched, as did the receipt I got from the teller. But that’s NOT what the written amount on the check said. The written amount was, “One thousand forty three dollars.” I had apparently omitted the “five hundred” when I wrote out the check. I needed to find out exactly how the […] Read more »

I Love You Like a Blogger Roundup – 11/23

Its Black Friday……and I really don’t care.   I slept in.  Instead of getting up super early, or even worse staying up all night I think my time would be better spent reading awesome blog posts.  If you agree, you’ll definitely enjoy my favorite posts of the week.   Favorite Posts:   15 Truths About Money from The Daily Money Shot Being On A Budget Doesn’t Mean You’re Poor from BudgetBlonde Thankful For a Perfectly Flawed Life from ExConsumer Personal Finance Lessons That Should Be Taught In High School is a guest post from Briana at Money Q & A   […] Read more »

My 8 Step Plan to Resolve Financial Conflict and be a Super Hero Husband

My wife is a “Go big, or don’t do it at all” kind of person.   We once had a Valentine’s Day themed Pampered Chef party which included tables in our living room set with tablecloths, centerpieces, and a full dinner. While we were planning the party, we had several disagreements regarding how elaborate it should be.  It even became a joke of sorts between us as every time we disagreed, she would utter the phrase, “Don’t you see my vision?”  We had a huge turnout, and earned a ton of product credit from the sales. Taking into account the […] Read more »

I Love You Like a Blogger Roundup – 11/16

For the first time, in a very long time, I feel caught up and in control of every aspect of my life.  I had more time for reading blogs, and wow there were a TON of great posts this week!  Below are links to my favs.   Favorite Posts The Most Popular Budget and Why It Sucks from Money Life And More We’re Switching To Cash! (Our ‘A-Ha’ Moment Weekend)   from Plunged In Debt Seriously. What’s 1 percent gonna do?  from Money Plan SOS Life After Debt: How Budgets and Planning Become Lasting Habits from Ask CareOne How I […] Read more »

Save Money by Cooking at Home: Japanese Steakhouse Edition

When a Japanese steakhouse first opened in our city, it was extremely busy. Tales of flaming onion volcanoes, spatula tricks with eggs, flying bowls of rice and shots of sake had people rushing through the doors. As the newness wore off, the infatuation with the restaurant died down quickly. One of the reasons for this, in my opinion, was the price. For example, let’s say my family visited the restaurant for dinner.  My wife, myself, and my son would each order a meal, as well as upgrade from the white rice to the chicken fried rice. $20.95 (steak and shrimp) […] Read more »

I Love You Like a Blogger Roundup – 11/9

As a country we re-elected President Obama to a second term this week.  I hope and pray that both parties will keep the best interests of our country in mind over the next four years  and keep moving our great nation forward.  We should all be keeping our finances in mind this weekend, and I’ve assembled a list of links that will help you do just that.  Enjoy! Favorite Posts Are You Ready to Fall Off the Fiscal Cliff? What You Need to Know if the Bush Tax Cuts Expire from Free From Broke Would the Envelope Method of Budgeting […] Read more »

Smart Phones are Going to Cost Me How Much?

A mutiny is brewing at home, and I don’t know how much longer I can hold it off. Our cell phone contract expired in August which means we are eligible for a handset upgrade, or able to change carriers without penalty at any time. With scratched screens, odd behaviors, and increased frequency of complete “lockups” our phones are beginning to tell us they are nearing end of life. Chances are we will need to make a move soon, and if that move doesn’t include the iPhone as an option I fear I may come home one day to find the […] Read more »

I Love You Like a Blogger Roundup – 11/1

Ooooooooh, no!  I think I’m fighting something off.  I’ve been going to bed early all week and getting some extra sleep but I just don’t have the usual spring in my step.  In fact last night I grabbed a pillow and blanket and curled up in a ball on the floor while the family caught up on a few episodes of Survivor.  I have still managed to drag myself out of bed every morning and get my workouts in.  I hate being sick, so I hope a weekend of R&R will get be back 100% in action. Well, I hope […] Read more »

What’s Your Measuring Stick for Value?

Over the weekend I went out to eat on two different occasions. The bills were significantly different, and so were the experiences. Restaurant #1: Vonnie and I visited a nice restaurant that came highly recommended, and has a reputation. The kind of reputation that usually results in people mentioning going there during Monday morning hallway conversations at work when asked if you and your significant other did anything special over the weekend. Vonnie had butternut squash ravioli, a cranberry spinach salad, and a glass of wine while I ordered the shrimp and scallop au gratin. Oooh, sounds fancy! Except it […] Read more »

I Love You Like a Blogger Roundup – 10/26

The picture is an actual radar image of the upper Midwest from yesterday morning.  It had been unseasonably warm here in Minnesota earlier this week with highs in the mid-70s.  Yesterday a cold front moved through and you could literally see and feel the seasons change.  The green is rain, the purple is ice, sleet, and snow.   The seasons may be changing, but one thing that is not changing is the fact that you can find links to the very best personal finance blog posts of the week right here on Enemy of  Debt each and every Friday.  Let’s get […] Read more »

Done Living Paycheck to Paycheck? It’s Up to Us!

Vonnie and I had made quick work of reviewing and revising our spending plan for the remainder of the month, so we started work on our finances for the first half of November. “I think we should put something in savings,” she said. I was caught off guard and surprised when Vonnie said these words. Not because she said them, but because I knew it was possible. For so many years, it has been so different. We’ve been living paycheck to paycheck for our entire marriage, and up until we enrolled in our debt management plan we supplemented our income […] Read more »

I Love You Like a Blogger Roundup – 10/19

The second Presidential debate was held this week, and as was the case with the first one and the Vice Presidential debate, Facebook and Twitter were alive with comments.  When it was all over, there was a lot of discussion about who “won” the debate.  Both sides claimed victory of course.  Since it’s all very subjective with your point of view, there really is no clear cut winner. Maybe one day there will be a way to determine who actually won a Presidential debate, but in the mean time there should be no question in anyone’s mind that the below […] Read more »

I Improved My Marriage by Talking About Money

I was describing how I used to hide our debt from my wife this past Saturday in an interview with Gerri Detweiler on Talk Credit Radio, when I said the words: “I betrayed her trust, and it’s taken a long time to recover from that.  In fact, we’re still recovering from it.” I may have typed similar words before in a blog post or two, but I don’t recall ever ever having said the words out loud. I didn’t particularly like how they sounded, but they were true.  The magnitude of our debt had been a huge secret for many […] Read more »

I Love You Like a Blogger Roundup – 10/5

After last week’s marathon (which I finished in 4:05:47), I’m looking forward to staying at home this weekend and having poker night with the guys in my neighborhood.  It’s always a good time.  I’m also going to fire up the smoker and make something on Sunday to eat while I’m watching football.  I’m thinking baby back ribs, what do you think? Speaking of things that are smokin’  here’s my favorite posts from the past week: Favorite Posts: If Something Looks Too Good To Be True, It Probably Is from Money Beagle Stalking Property Tax Records found on PTMoney Jokes on […] Read more »