Book Review: Living Well With Bad Credit

Back in December, I was asked if I would participate in a book review online tour. The book is Living Well With Bad Credit by Chris Balish and Geoff Williams. Now before I get started I must point out that this book has some things I ultimately disagree with, but with that said, it also has some helpful tidbits to help exterminate the notion that bad credit is the end of life as you know it. One of the very first things that stood out to me was one simple phrase. It’s a phrase that sounded so familiar, but it […] Read more »

Are You Smarter Than The United States Government?

Today I decided to present you with my version of Are You Smarter Than A 5th Grader with an EOD twist of course. What I want to know though, is Are You Smarter Than The United States Government? On the regular…I hear average people complain about the current state of our economy. I hear average people complain about Government spending and how wasteful and inefficient it is. I hear average people complain about the rising U.S. debt, which is now over 12 trillion dollars. I hear average people complain about the U.S. budget which seems to be compiled of massive […] Read more »

The FREE E-Book “LOVEveryday” Has Finally Arrived!!

I told you it was coming, and now it’s finally here! The LOVEveryday E-book is now available for download and distribution. (Click the link or view the sideshow below.) We hope you enjoy reading it, as much as we enjoyed writing it.  Sometimes the information you need to make certain changes in your own life are right in front of you. This could be one of those times! Don’t leave it to chance, as I am 100% convinced you will take away from this, something of value, you can apply to your own relationship or marriage. I sure plan on […] Read more »

Happy Birthday To Me

I was born on February 8th 1975, and today I am 35 years young. Being 34 wasn’t bad at all, in fact as the years pass me by, they seem to get better and more fulfilling. Some people have a problem with getting older, but not me. I welcome the added wisdom, knowledge, and experience of the previous year, and am ready to move on to bigger and better things. Age is nothing more than a number. Live life, love life, and enjoy it while you can—become DEBT FREE! In 1975: Gerald R. Ford was President – President Ford escaped […] Read more »

Coming Soon: LOVEveryday – Thoughts On Loving Amidst The Chaos Of Life FREE E-book

Hello everyone! I am SO VERY EXCITED to be announcing this project I have been involved in with some great people. (Listed below) This project was a collaborative effort to bring you a variety of insight and knowledge from a wide spectrum of writers on the subject of marriage and/or relationships. All and all, there was 27 of us that came together to make this happen. What an awesome idea and effort! One of my favorite best-selling authors was in on it too. Dan Miller, the author of 48 Days To The Work You Love and No More Mondays, and […] Read more »

The March 2010 “Manage Your Money” Challenge: Featuring Pocketsmith – Are You In Or Out?

Howdy folks! Two of my 2010 resolutions for Enemy of Debt in the year 2010 were to 1) Engage subscribers more actively and 2) Build an active and supportive EOD community. That’s why I have decided to ask you to participate in a new feature post at EOD called “Manage Your Money”. OTHER MANAGE YOUR MONEY POSTS Manage Your Money Sign Up Manage Your Money Pre-Challenge Post: On Paper On Purpose I Love You…Like A Blogger! WEEK ONE CHALLENGE: Manage Your Money – Wants Versus Needs (Mandatory participation to win prizes) WEEK TWO CHALLENGE: Teamwork, Accountability, and Kids (Mandatory participation […] Read more »

Master Your Freedom Because Being The Slave To A Master SUCKS!

It seems that most people consider the word freedom to only pertain to physical slavery. I’ve had many conversations on the subject and have been surprised to find that some do not see having debt as a form of slavery. In my mind, I find that laughable, but it is far from funny. Personally, I feel it is nothing more than denial and denial solves nothing. As they say, the truth shall set you free. I think that most people know the generic definition of freedom, but let’s assume for a second that they don’t. The Definition of Freedom Actually […] Read more »

Debt Free News From A Debt Free Reader #4

Hello everyone. I hope you all have a wonderful debt free Friday. I’ve decided to share another Debt Free News From A Debt Free Reader submission with you today. One of the things I’ve learned from listening to people call into the Dave Ramsey Show to scream they’re debt free—hearing that call makes a HUGE difference. Hearing someone else to the point of tears after finally paying off that debt is an emotional experience. Paying off debt is like running a marathon. It takes A LOT out of you—tremendous strength, discipline, sacrifice, and endurance—but each and every cramp is worth […] Read more »

Lifestyle Design And Debt Freedom Go Hand And Hand

Ever heard of lifestyle design? Ever dreamed of debt freedom? We often go through life blindly heading in whatever direction the wind blows, rarely questioning our purpose or direction. All we know is that popular phrase we all seem to embrace—“Thank God it’s Friday!!” Friday is the the most popular day of the week right? When we reach Friday we know we have the weekend to do WHATEVER WE WANT. It’s almost our purpose for the entire week. (ZOMBIE-LIKE) “Make it to Fri-daaay.” We enjoy our weekend so much that when the dreaded M-word registers in our head late Sunday […] Read more »

No More Mondays And Why Everyday Is Friday Now

Hello everyone! Happy Monday! I am going to share some news with you today that I am excited about. We have made a pretty bold, but confident decision that involves my employment. You could say it all started with two books, but really it started at the time I started working. We all dream of doing what we want to do as opposed to what we feel we have to in order to survive financially, but actually doing it is a completely different story. The books that encouraged me to eventually take the plunge was No More Mondays and 48 […] Read more »

Debt Free News From A Debt Free Reader #3

It’s time for another Debt Free Friday edition of Debt Free News From A Debt Free Reader. I will be stepping up my efforts to get more of these so that I can give you real debt free results from real debt free readers at least twice a month. YOU can help me! Are you done paying off your debt? Let me know by contacting me here if you’re interested in inspiring others with your story. Today I bring to the podium of celebration, a self-proclaimed geek, who started the blog Fiscal Geek. Paul has recently become debt free so […] Read more »

Debt Is A Lot Like Chewing Gum

You can smell the flavor before you even get it unwrapped. Mmmm! It’s going to be so refreshing. You start vigorously chewing with focused attention as you excrete the juicy taste from the once dry, powdery stick of gum. It’s so good and you hope it never ends, but as much as you enjoy it, you start to realize that the love affair is over. That taste that was promised to last forever now tastes like wet cardboard. What do you do? You grab two pieces. Maybe, just maybe, it will last for ten minutes instead of just five.  Something […] Read more »

Tax Refund: Will You Save It, Pay Off Debt, Invest It, Or Waste It?

As we enter tax season, there are some relevant questions we should ask ourselves about our intentions concerning how we use our tax refund. If any of you are like I was, before I became the Enemy of Debt, you’ve probably spent a few tax returns before the ink even dried on the paper. Now most “good” financial advisers will tell you to change your withholding so that you are not giving the Government an interest free loan each year, but also to give yourself more of your own money each month. I actually believe the same thing, but have […] Read more »

Weekend Review: Save-A-Lot Edition

Hey everyone! I hope you are having a great weekend so far. Below you will find out how Julie’s shopping experience at Save-A-Lot went. It sounds like she did save a lot! Also I have put together some links from other bloggers that I have enjoyed this past week. Please enjoy and have a great rest of the weekend! From Julie: (The winner of the $15 Save-A-Lot gift card and EOD T-Shirt) Just wanted to give you an update of my Save a Lot experience. Could not have come in at a better time. Out of the blue – last […] Read more »