Hello my awesome EOD readers! I am very excited to announce something that I have been thinking about for some time now. It’s called “The 50 Plates In 50 States Project”. Basically, I think it would be SUPER COOL if someone in every state declared their hatred for debt the way that I have. As some of you know, I have already done this myself. So what I envision is for 49 of you, one from each state with the exception of Virginia, to eventually get a personalized plate that reads: Once you have done this, be sure to email […] Read more »
In Order To Succeed Financially, You Must Redefine The Word “Deal”
As the new year approached I thought about all of the things that changed in my life for 2009. The more I thought about it the more I realized that I could indeed be happy with my progress in many areas of my life. Since this is a financial blog, let’s talk about one of the things that I feel was the biggest breakthrough for me financially. The funny thing is that I was introduced to this in early 2008 when I took Financial Peace University, but I guess it had to marinate for a bit first. My breakthrough was […] Read more »
People Need An Excuse To Spend Money, And They’re Eager To Find One
Do You Justify Your Purchases? What About The Bad Ones? A few weeks ago, I was sitting at home watching some T.V. with my wife, after watching 27 inches of snow fall. We were snowed in the day before, and could barely get around on day 2. It was the top of the hour so there was a news update, and that’s when I heard it. I almost couldn’t believe my ears but my wife confirmed what I thought I heard. We watched a news report that stated people were considering an upgrade to a 4WD vehicle—due to the recent […] Read more »
Win a $15 Save-A-Lot Gift Card!
Good evening everyone! As stated in the title I am doing another fantastic giveaway. To me, there’s nothing like being able to share savings with others. Whether it be by way of words on the screen or physical savings—it doesn’t matter. Saving money is something that should be a top priority whenever you decide to spend your hard-earned money. No matter how big, or how small. That’s why I am giving one lucky person the chance to win a $15 gift card to Save-a-Lot food stores. I was really hoping to visit one of the stores close to me, but […] Read more »
Organize And Break Your Goals Down Into Actionable Steps
Have you made a list of goals for 2010 yet? Most of you probably saw my very comprehensive list of resolutions that I posted on Friday. In fact, some of you may have cringed at such a long list. One of my good friends, and a subscriber, sent me this message in response to that post. “Drink more beer!” Haha! Now I just want to point out to all of you that this is a first for me too. I’ve made resolution after resolution, year after year, only to lose interest fairly quickly. It seems that most people, including myself, […] Read more »
My 2010 Comprehensive List Of New Years Resolutions
What are your New Year Resolutions? It seems to be so easy to make resolutions but even easier to abandon them as the year passes by. My main goal for the year is to stay motivated to complete all of my resolutions for the year. I plan to do that by giving you a monthly update as to my progress on these goals below. Ultimate accountability! I would ask that you help me by keeping me accountable. You can do that by actively participating in the comments section of each “Resolution Tracker” update post. Thank you and I hope each […] Read more »
Are You Looking To Improve Yourself In 2010? Accept My Challenge And You Could Win $100!
The New Year Is Approaching Fast, Are You Ready For Real Change? Would you like to improve yourself in 2010 and have fun at the same time? I do, which is why I decided to join the Improve Yourself! 2010 8 Week Challenge. Dustin over at Engaged Marriage is a great friend, and the guy with the master plan to help you, me, and whoever else wants to, accomplish our resolutions for 2010. (details below) Special Enemy of Debt Challenge and Giveaway!! As someone who believes wholeheartedly in setting goals, which is a big part of Enemy of Debt, […] Read more »
Giveaway – Win a $25 Gift Card To T.J. Maxx!
Hello everyone! I am back with another giveaway. Last week I received in the mail a few gift cards—one for T.J. Maxx and the other for Marshalls. Each for $25! I really wish I could have done this giveaway before Christmas to give you some extra spending money, but better late than never right? My wife used the Marshalls card to do some last minute Christmas shopping, and was really impressed with all of the deals she found. She had a great time looking around and had no problem finding the perfect gift. It has been a while since either […] Read more »
Pay Off Debt In 2010 By Increasing Your Debt Snowball
Are you ready to pay off debt in 2010? If it is not one of your New Years resolutions, then you should take this opportunity to make it one now. Debt is not your friend, and if you are one of the many people out there that carry a balance from month to month, then you know what I am talking about. Get rid of it! Get rid of the financial roadblock that is keeping you from experiencing financial peace. Being broke is no fun. Living paycheck to paycheck is stressful, so now it is time to make the changes […] Read more »
Did You Have A Debt Free Christmas?
Well Christmas has come and gone…again! It was a good one too! I hope you all had a wonderful Christmas! Now is usually the time when people start to come down from their Christmas buzz, and reality begins to set in. You’ve heard of buyer’s remorse right? For those who haven’t, it comes after a major purchase, or minor for some people, when you begin to regret your decision to buy whatever it was that you bought. I’ve experienced it for sure! Let’s just call this Christmas remorse shall we? Christmas remorse?? It almost sounds like a bad word. Who […] Read more »
Merry Thriftness – It’s NOT About Being Cheap, It’s About LIVING And LOVING Frugally!
Do you require a gift from someone to be brand new? This is something I have wondered for a while now and it seems like the perfect time to discuss it. With Christmas happening in two stress-filled days, a lot of people are busting their budgets, in hopes of satisfying the person they are buying gifts for. I have to admit, I really hate choosing a gift for someone. It’s a lot of pressure to try and get the perfect gift for someone, only to wonder if they even liked it. (Consider for a second the rush of after Christmas […] Read more »
Brad and J’s Christmas Stimulus Winner Revealed! Merry Christmas To All!!
For those that were asleep last Tuesday, J. Money from Budgets Are Sexy and I, teamed up to bring you Brad and J’s First Annual Christmas Stimulus. Be sure not to fall asleep next year because we will be doing it even bigger and better. We hope that this is something that we will continue to do each and every year—perhaps until J and I realize that our arthritis hurts too much to type. 😉 The moment you’ve all been waiting for. First, I want to thank each and every one of you for taking the time to list two […] Read more »
Bankruptcy – A Solution, A Cop-out, Or An Enabler?
Have you ever considered filing bankruptcy to resolve your financial crisis? I know I have, but was so very glad that someone who cared about me decided to speak up. Determining yourself to be financially incapable is nothing to take lightly, but it seems that these days, filing for bankruptcy is no different than having your teeth cleaned. I refer to filing for bankruptcy as the equivalent of taking the morning after pill to prevent unwanted pregnancy, and here’s why. The fact of the matter is that in both cases, someone wakes up one day and suddenly realizes “Hey, I […] Read more »
Brad And J’s 1st Annual Christmas Stimulus 2009
Are you ready to hear my super secret surprise? You should be because I am so excited to tell you about it! It all started with a post I wrote titled, “Help Your Neighbor Christmas Stimulus“. My idea at the time was to take a portion of your Christmas budget and use it to help someone close to you feel a little less stressed this holiday season. Originally, our Christmas budget was $250, and I pledged to take $150 of that, and use it to “help my neighbor”. Although I will admit we spent a little more than the $100 […] Read more »