Hello everyone! As you know I am still on vacation, but wanted to still give you something to chew on for the week. Kris who writes for debt-tips.com, submitted this guest post, and although he and I disagree on debt consolidation, we both agree that becoming and staying debt free is a good thing. I also try not to flush people out just because I disagree with them on a few issues, as I feel that there is most of the time something of value to be heard. For the most part, I think Kris has given some good advice. […] Read more »
Reader Question: Where Do I Start If My Income Is Nothing?
First, I would like to let everyone know that I am on vacation this week. I intend to post as usual but don’t want to promise anything only to disappoint anyone. I am currently in Savannah, Georgia on my way to Orlando (NOT going to Disney), Fort Lauderdale, and Naples. We plan to return on Tuesday of next week, but could possibly stay longer since we aren’t under any real time constraints. Now that is out of the way, I would like to discuss a readers question that I have been wanting to respond to for a while now. After […] Read more »
The Psychology of Money and Wealth
The results of my research for my guest lecture to the class: The Psychology of Money and Wealth. I was researching material for this lecture and came across this question. What stops people from succeeding financially, and having ongoing prosperity in their life? The answer is something I have addressed many times on this blog. The answer is believing that it is not possible to succeed financially, or even be prosperous in other areas of your life. A persons attitude about money is the number one hindrance to acquiring wealth and prosperity. Your attitude affects your behavior, and your behavior […] Read more »
The Extraordinary Life Network: United For A Common Purpose
Are you looking for the extraordinary in life? If so, you are in luck. Today we are announcing an exciting new network of bloggers dedicated to helping you reach your life goals. We are an assorted bunch, that specialize in different aspects of life. It makes me think of an old cartoon I used to watch called Voltron, where 5 young pilots, commanded 5 lion robots, & join together to form one large robot in order to save the planet. Sounds fun right? Read more »
Buying Bargains: How We Will Spend Less But Give More This Christmas
Is buying bargains high on your list of priorities? If not, you may want to reconsider. On Monday I told you I would share with you how my beautiful wife and I are saving money this Christmas. I also wanted to share with you some of the ways we are bringing in a few extra dollars to offset the unexpected expenses we’ve had in November. We donated more money this month than we budgeted so we thought it was a great idea to put our thinking caps on to earn extra dollars. Too bad I didn’t have my thinking cap […] Read more »
Happy Thanksgiving To You All!
I was over at Man Vs. Debt this morning, and I enjoyed watching his video post about the three things him and his wife were thankful for this year. He asked his readers to share three things they are thankful for, and my reasons, listed below, are just three of the many things I am thankful for this year. It was a wonderful year for us! 1.) I am thankful for the healthy birth of our new little man Noah. He has been a blessing and so much fun to be around. 2.) I am obviously thankful for the fact […] Read more »
Debt Free News From A Debt Free Reader #2
Hello everyone! There has been a change of plan. Originally, I wanted to share with you how my wife and I were earning extra dollars and saving money, but that post is incomplete. I need a little more time to add everything we’ve done. I also got bogged down with site design the last few days. 😉 So today, I wanted to share with you an inspiring story of debt freedom! This story comes to you via one of my followers on Twitter. He recently became debt free, and I jumped on the opportunity to get him to share his […] Read more »
How I Very Unexpectedly Lost $60 In Less Than 3 Seconds
Ever lost $60 in less than 3 seconds unexpectedly? I did on Saturday night, and man did it suck! Here lately, a few of the guys from work have been bringing their skateboards in, and after work, we’ll skate around in the parking lot. I have especially enjoyed the intense cardiovascular workout I get. We do street tricks—one in particular called an “ollie”. An ollie is nothing more than using a skateboard to jump something. From age 12-18, that’s all I did. Around the neighborhood, around town—pretty much anywhere we were allowed to skate. Back in the day, I could […] Read more »
Gift Cards: The Envelope System Of The 21st Century?
Tried And True Method Have you ever tried using the envelope system? If not, you should really give it a try because it helps keep you on the budget by not allowing you to overspend in specific categories. It also helps you shop for deals because you know when that money is gone—it’s gone. So maybe it doesn’t feel as cool to pull out the envelope marked “groceries”, to give the cashier exact change. I have one question for you though. When it comes to managing your money, do you want to be cool and broke, or freakishly weird with […] Read more »
Constructive Criticism: Can You Limit Personal Growth By Getting Offended?
Do you get angry or feel attacked when someone offers you some constructive criticism? Let’s be honest with ourselves for a moment shall we? There has been a time in most of our lives when we simply could not handle the slightest hint of criticism. I know I am sure guilty of it, but I have definitely grown in this area. To be honest with you there have been times when I asked for it, didn’t like the answer, and completely let my ego take over. The ego can be pretty controlling, but can it keep you from growing as […] Read more »
Giving – What If Your Kid Made The Wish?
There is something that I would like to bring to your attention today. I am very passionate about it and no I am not talking about spreading the debt free message. You could say that my passion to spread debt freedom pales in comparison to my passion for giving. I would even go as far as to say my desire to become debt free really was ignited by an even bigger desire to help others out by giving. I don’t know about you, but giving excites me. Today I would like to ask that you please head over to My […] Read more »
The Day I Killed My Credit Card
This article is dedicated to the blogger at Cash Only Living. She said she loved my site and invited me to check out one of her posts. I read it and liked it, but another article she wrote called “I Did It! No More Credit Cards!!” grabbed my attention even more. It inspired me to write something about how I felt when we paid off our last credit card. I decided to make it fun by turning it into a story. This has never been done here so I hope I don’t let you down. 😀 Read about when she […] Read more »
Weekly Roundup – “Fall Hiking” Edition
Have I told you how much I love hiking? Have I told you how much I love hiking in the Fall? It’s the most beautiful time to hike because of all the pretty colors. I go hiking very often and being that I live near so many hiking trails and mountains, I have plenty to choose from. Gone hiking lately? Articles I Enjoyed This Week Dave Ramsey’s Baby Steps: A Real Path to Family Financial Freedom – Written by Dustin at Engaged Marriage. Friday Financial Foul Ups: Being Too Eager to “Move Out and Move Up” Kept Me In Debt […] Read more »
Guest Post At My Super-Charged Life: A Debt Free Manifesto
To All New Readers: WELCOME! My Guest Post at My Super-Charged Life: A Debt Free Manifesto – 10 Common Sense Reasons To Live Debt Free…read it. Find out what eating pie and becoming debt free have in common! First of all, I would like to thank all of you for taking the time to visit Enemy of Debt! You will find that my main goal here is to help others find financial security through adopting a debt free lifestyle. I hope I can help you too! 😉 Many have said it cannot be done, although a growing number of people […] Read more »