Is Bed, Bath, And Beyond Getting Rid Of Their 20% Off Coupons?

I have a lot of love for Bed, Bath, and Beyond. They’ve reduced the price of a large purchase just because we asked, they have a gift wrapping center, and they give out 20% off coupons like candy on Halloween. So my ears perked up when I saw a story on the news this week that stated Bed, Bath, and Beyond is thinking of discontinuing the 20% coupons. No more blue 20% off coupons in my mailbox? Bed, Bath and Beyond is contemplating discontinuing the well known coupons with a loyalty program. For a yearly membership fee of $29, members […] Read more »

Using a Reverse Mortgage to Cover Medicare Costs

Unlike many costs in retirement that go down, health care is unfortunately not one of them. Plus, health care costs are expected to grow about 6.5% in the next year, according to the Research Health Institute, making the challenge to meet health care costs in retirement even more challenging. Some attribute the rising health care costs to over-regulation and excessive taxation within the health care industry and specifically among pharmaceutical companies. But whatever the cause, consumers need to be prepared to bear these costs. You may have saved accordingly, but even if you have been working and setting aside retirement […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup 10/7

It’s homecoming weekend!  We purchased my daughter’s dress awhile back as she knew that a group of her friends were all going together.  Traditionally, people going to homecoming go to a fancy restaurant to eat together.  We’re not doing that with our 14 year old. Instead, we’re hosting a dinner for her friends at our home.  The theme of homecoming is “A Tour of Europe” so we’re having a Europe inspired menu including French Toast (french), spaghetti and pasta Alfredo (Italian), etc.  I think you get the idea.  Tori and her friends are excited, and it’ll be fun and frugal! […] Read more »

How to Become a Stay at Home Mom (or Dad!)- 16 Tips to Get Started

How to Become a Stay at Home Mom (or Dad!)- 16 Tips

Becoming a stay at home mom ( SAHM ) or dad is an important decision a lot of families struggle with.  Making the decision to stay at home with the kids while the other spouse works takes plenty of consideration and planning if you really want to make it a blessing for your family. If you don’t consider the advantages and disadvantages of staying home with the kids, you can very quickly end up stressed, unhappy and broke! How to Become a Stay at Home Mom (or Dad)! That’s where this post comes in! Below I’ll show you everything you […] Read more »

Keeping Your Family Out of Debt

With financial futures more uncertain now than ever before, keeping your family out of debt is becoming a priority for many families. Unfortunately, with rising costs, and diminishing working capital, it’s becoming quite a challenge for many families. These are a few steps you can take that will help you stay on the straight and narrow – financially speaking – so that you can avoid the many pitfalls debt creates. Create a Workable Budget Some people have the idea that budgets are made to be broken. That is simply not the case. A budget is meant to serve as a […] Read more »

2 More Reasons Amazon Prime May Be Worth The Cost

Recently my son purchased Amazon Prime for a year. I questioned whether he would really get his money’s worth out of it, and offered to pay half the cost if I could use it as well. My thought process was if we both used it, it would be worth our money. So, I gave him $50 and promptly placed an order utilizing the free 2 day shipping. We were off and running. I’m currently in the middle of a computer upgrade project, searching Amazon for the parts I want at the best price. When I got to the point of […] Read more »

How to Trade Forex Successfully

forex currency trading

There are many different ways to trade forex, making it difficult for traders to find a successful path that works for them. Essential steps towards trading in the currency markets successfully include choosing the right broker and trading strategy that fits the needs of the trader. A good broker will offer no-hassle pricing, making the rate you see the rate you get. It is a good idea for a trader to research the various currency pairs and to become familiar with the financial markets, including the foreign exchange markets, commodity markets, and stock markets. One should become familiar with leading […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/30

A few weeks ago, my son had his senior pictures taken.  We just got word from the photographer that the images are ready for us to look at.  From there we will be deciding what we want to buy.  She has a whole list of products and options and I’m a little scared to start adding things up.  I expect to spend some cash on these lifetime mementos, but I don’t have a feel for how much people “usually” spend on something like this?  Anyone out there in the EOD nation that can give some thoughts? In the meantime, get […] Read more »

Office Design for the Small Business: Good Can Be Affordable

Small businesses on tight budget usually operate out of small offices, when they have offices at all. For good and ill, this can make for a familial environment in which everyone sees the business’s tight budget. That budget often makes itself known in an office’s design and furnishings, but here’s the thing: an unattractive, unkempt office eventually becomes a drag on employee productivity and morale. The good news is that you can affordably remake a space over the course of a couple of weekends. Follow smart design practices and shop carefully for furniture and other supplies, and even on a […] Read more »

5 Great Tips for Being a Successful Trader

Online forex trading is a great way to increase monthly cash flow. The reason it’s so great is because practically anyone can trade successfully online. Here are 5 tips to help you take on the trading markets like a pro. Tip #1 – Practice Makes Perfect Before risking any real money, it’s best to make yourself familiar with the concept of online trading and of course, the trading platform your broker offers. Reputable brokers usually offer demo and practice modes for new traders. This gives you a hands-on experience, letting you simulate actual trading conditions, without risking any money. #2 […] Read more »

Save Money With Outback Steakhouse’s Rewards Program

  Friday night I found myself pulling into the parking lot of Outback Steakhouse. One teenager with a vehicle at work left another teenager (and her friends) in need of a ride to the high school football game. By the time that all got coordinated and executed, my wife and I were hungry and not willing to wait the time it would take to drive all the way across town back to our home and cook dinner. Thus Friday night was one of those times when I was actually OK with going out to eat. Even though I was voluntarily […] Read more »

4 Failproof Ways to Revive a Dying Credit Score

Your credit score is an important part of your identity and it can potentially determine how smoothly your finances will run. The credit score can make it easy or difficult for you to obtain new loans and credit cards by showing lenders whether you are a low-risk, moderate-risk, or high-risk borrower. Lenders will usually bend over to lend you money if you are a low-risk borrower but you’ll be faced with oppressive interest rates and tough repayment plans if you are a high-risk borrower with a tendency to default. Nonetheless, a credit score is not a permanent score and you […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/23

Welcome to the weekend, EOD Nation!  It’s race weekend again for me, with a 5K Saturday evening and a half marathon Sunday morning.   The good news is the races are in my city so there’s no travel, dining out, or hotel room expenses.  I just have to drive to the start line and have a good time running. Fist pump for inexpensive race weekends….AND my favorite post of the week! Posts That Make Me Fist Pump Credit Card Facts to Scare Your Straight from The Jenny Pincher 7 Powerful Money Rules You Usually Ignore from The Money Principle 17 Staggering […] Read more »

Trouble Starting An Emergency Fund? Try A Change Jar!

The emergency fund is one of the fundamental tools needed for financial freedom. Without an emergency fund, any unexpected expense results in a financial crisis that could require some extreme measures to recover from. I know this from personal experience all too well. Once you have an emergency fund, keeping it going is easier because a person understands it’s true value. The problem is the initial startup of getting it going. It’s hard to change your spending habits to set aside money for those things that just pop up in life. It’s also hard to see money just sitting there […] Read more »