If you just graduated or decided to take a break from school, or you’re already in the process of repaying your student loans, the tips being shared today will help you keep everything under control. By using the suggestions we’re about to make, you’ll be able to protect your credit score, avoid paying extra interest and fees, keep your loan payments inexpensive and learn more valuable information. With that said, let’s take a look at the best student loan tips for recent college grads and students in other situations. Do You Know Your Grace Period? Every loan is going to […] Read more »

Are you languishing in debt and unable to afford your daily expenses? If you have bad credit, getting a loan will be more expensive for you. However, you need to get cheaper bad credit loans that will not drive you further into debt. Before you start applying for several loans with different lenders, you need to check with your local bank. Your bank will have all your information, including average daily balance, number of times you had overdraft, and direct deposits. This information will be taken into account when you apply for a bank loan. The following steps will help […] Read more »

Do you have bad credit? You should not give up because many people are in the same boat as you. You can fix your credit but you should accept that this will not happen overnight. Moreover, fixing your credit will take work, so you should be willing to work hard. Here are some tips on how to repair your credit: Check Your Credit You need to start by getting all your credit scores and reports together. You can get free copies from the main credit report bureaus: TransUnion, Equifax, and Experian. Each of your credit reports might contain varying data […] Read more »

It is widely known that Veterans come back post war with a lot of baggage. There are many factors to this and many opinions. According to the US Department of Housing and Urban Development Estimates; It states that around 39471 of veterans are homeless on any given night and the number is increasing. First Command Financial Services, which is an entity that looks over military personnel, found that in 76% of middle class military families; at least one of the individuals in the family reported health issues secondary to financial stress. Another study from the National Foundation for Credit Counseling […] Read more »

When you’re shopping for insurance coverage, it’s vital that you make the best decision for your family. There are several different options that you can choose between. Each kind of plan has different advantages and disadvantages that you’ll need to consider based on your insurance preferences. There is no “perfect plan” that works for everyone. The two main categories of life insurance plans are term insurance and whole life. Both of them are excellent options, but it’s important that you understand the benefits of each of them to ensure that you’re getting the best plan to meet your needs. Term […] Read more »

Between your gas bill, maintenance and repairs, and auto insurance, owning a car can be an expensive endeavor. But there are ways to lessen the financial burden, especially when it comes to your insurance. By understanding how your deductible affects your premium, bundling your insurance policies, and taking advantage of lesser known insurance discounts, you can easily save money on your car insurance. Deductible vs. Premium When it comes to saving money on car insurance, this is the easiest, most effective method. But first, what exactly are deductibles and premiums? Your premium is the amount you pay for each month […] Read more »